Senators have sent Gov. Kathleen Sebelius a bill to renew 30 exemptions to the Kansas Open Records Act. The 40-0 vote Monday renews exemptions through July 1, 2014. The House approved the bill last week. The Open Records Act generally requires government agencies to keep the records they collect and compile accessible to the public, but it contains 47 exceptions allowing officials keep certain documents confidential. Dozens of additional exceptions are sprinkled throughout other Kansas laws. State law requires legislators to review each exception at least once every five years. From Film FeedWith the announcement of a special work –in-progress screening of “Drag Me to Hell” at this year’s South by Southwest Film Festival in Austin, Tex., I was overwhelmed with a sense of intense anticipation. That feeling was at its height as I sat in the historic Paramount Theatre waiting for the film to begin.
Andrew Bird From I Heart Local MusicThe man who really doesn't need a backup band. Interested in writing a blog? Send us a few sample entries! Let us know what you're interested in writing about, the experience you have with your topic, and anything else you think we'll find useful to know Now you can - register for a free account and post comments to stories, blogs, podcasts and more, only on 49abcnews.com The rate of unemployment in the U.S. is now 8-point-1 percent. That's the highest in more than 25 years. While older workers don't make up the largest segment of the unemployed, increasing numbers of them are now looking for work, many for the first time in decades. Watch video. Who thought you could go shopping for free? Well If you stopped by the Free Methodist Church on Saturday, you could have. Watch video. It's that time of year again when taxes are do and the IRS was helping people for free today to figure out how to pay their taxes Going to restaurants or out for a night on the town is something most people have cut back on lately. But saving money by not going out may be costing you at home.
Proposal would enable Goodyear to invest up to $250 million and retain up to 1,400 Kansas employees Friday, March 20, 2009 The Kansas Department of Commerce will provide training incentives to The Goodyear Tire & Rubber Co., allowing the company to make capital investments of up to $250 million at its Topeka plant and retain up to 1,400 Topeka employees for 10 years, officials announced today. Read story. It was a full house at the Topeka and Shawnee County Public Library Thursday night. That's where people lined up to comment about the restriction of books about sex Neighbors are fed up and say action needs to be taken now on a problem that brings in crime. As summer approaches over grown weeds on abandoned properties are not only a nuisance, but can be dangerous. 49 News Community Reporter Jessica Drew finds out why neighbors can't wait for action from the city, and what road blocks they are hitting by trying to mow the grass themselves.
Hundreds gathered on the capitol grounds to say no to coal plants and yes to clean air Police say text message circulating indicating a gang initiation at Wal-Mart is a hoax. Who thought you could go shopping for free? Well If you stopped by the Free Methodist Church on Saturday, you could have. The rate of unemployment in the U.S. is now 8-point-1 percent. That's the highest in more than 25 years. While older workers don't make up the largest segment of the unemployed, increasing numbers of them are now looking for work, many for the first time in decades.
Monday, March 23, 2009
Recommended fat
If, once you've reached your realistic target weight, you go back to your old eating habits and activity levels, you'll put the weight back on. It's as simple as that. Beware of 'how to be even skinnier' media messages that lure you into feeling dissatisfied. You have a life to live and enjoy, so hang on the satisfaction of being at a comfortable, healthy weight you can sustain. Continue to eat a balanced, lower fat diet with plenty of fruit and vegetables Don't avoid any foods, just watch portion sizes and limit the amount of certain foods Have three regular meals a day at regular times (starting with breakfast), and fewer snacks Eat out occasionally, but limit fast food
Sit down to eat your meals, take time over them and pay attention to what you're eating
Keep 'self-monitoring' to stay conscious of your new eating and activity habits Flexible Restraint
Many slim people who stay that way by 'watching their weight', show flexible restraint, rather than following rigid all-or-nothing rules. They make healthy choices most of the time, but no foods are seen as forbidden. This means enjoying small amounts of favourite foods without feeling guilty. And if you do over-indulge, or have a big night out, cut back a bit or do more exercise the next day to balance things out. Getting regular physical activity is one of the strongest indicators of long-term success. Not only does it burn calories and increase metabolism-boosting muscle, it also boosts self-esteem and beats stress.
Studies show that just walking for 30 minutes or so each day, plus some other activities during the week, may be enough. Exercise can be ? gasp ? fun! - Exercise doesn't have to be drudgery. Take a ballroomdancing class. Check out a local climbing wall or hiking trail. Push your kids onthe swings or climb with them on the jungle gym. Plan a neighborhood kickball ortouch football game. Find an activity you enjoy, and go for it. Exercise can put the spark back into your sex life.- Regular exercise can leaveyou feeling energized and looking better, which may have a positive effect on yoursex life. Exercise improves your circulation, which can lead to more satisfyingsex. And men who exercise regularly are less likely to have problems with erectiledysfunction than are men who don't exercise, especially as they get older. Exercise promotes better sleep. - A good night's sleep can improve your concentration,productivity and mood. And, you guessed it, exercise is sometimes the key to bettersleep. Regular exercise can help you fall asleep faster and deepen your sleep.
Prevent Chronic Health Conditions Exercise combats chronic diseases. - Regular exercise can help you prevent ? ormanage ? high blood pressure. Your cholesterol will benefit, too. Regular exerciseboosts high-density lipoprotein (HDL), or "good," cholesterol while decreasing low-densitylipoprotein (LDL), or "bad," cholesterol. This one-two punch keeps your blood flowingsmoothly by lowering the buildup of plaques in your arteries. Exercise helps you manage your weight.-. When you exercise, you burn calories. Themore intensely you exercise, the more calories you burn ? and the easier it is tokeep your weight under control. Exercise strengthens your heart and lungs. -Regular exercise can leave you breathingeasier. Exercise delivers oxygen and nutrients to your tissues. In fact, regularexercise helps your entire cardiovascular system ? the circulation of blood throughyour heart and blood vessels ? work more efficiently.
Sit down to eat your meals, take time over them and pay attention to what you're eating
Keep 'self-monitoring' to stay conscious of your new eating and activity habits Flexible Restraint
Many slim people who stay that way by 'watching their weight', show flexible restraint, rather than following rigid all-or-nothing rules. They make healthy choices most of the time, but no foods are seen as forbidden. This means enjoying small amounts of favourite foods without feeling guilty. And if you do over-indulge, or have a big night out, cut back a bit or do more exercise the next day to balance things out. Getting regular physical activity is one of the strongest indicators of long-term success. Not only does it burn calories and increase metabolism-boosting muscle, it also boosts self-esteem and beats stress.
Studies show that just walking for 30 minutes or so each day, plus some other activities during the week, may be enough. Exercise can be ? gasp ? fun! - Exercise doesn't have to be drudgery. Take a ballroomdancing class. Check out a local climbing wall or hiking trail. Push your kids onthe swings or climb with them on the jungle gym. Plan a neighborhood kickball ortouch football game. Find an activity you enjoy, and go for it. Exercise can put the spark back into your sex life.- Regular exercise can leaveyou feeling energized and looking better, which may have a positive effect on yoursex life. Exercise improves your circulation, which can lead to more satisfyingsex. And men who exercise regularly are less likely to have problems with erectiledysfunction than are men who don't exercise, especially as they get older. Exercise promotes better sleep. - A good night's sleep can improve your concentration,productivity and mood. And, you guessed it, exercise is sometimes the key to bettersleep. Regular exercise can help you fall asleep faster and deepen your sleep.
Prevent Chronic Health Conditions Exercise combats chronic diseases. - Regular exercise can help you prevent ? ormanage ? high blood pressure. Your cholesterol will benefit, too. Regular exerciseboosts high-density lipoprotein (HDL), or "good," cholesterol while decreasing low-densitylipoprotein (LDL), or "bad," cholesterol. This one-two punch keeps your blood flowingsmoothly by lowering the buildup of plaques in your arteries. Exercise helps you manage your weight.-. When you exercise, you burn calories. Themore intensely you exercise, the more calories you burn ? and the easier it is tokeep your weight under control. Exercise strengthens your heart and lungs. -Regular exercise can leave you breathingeasier. Exercise delivers oxygen and nutrients to your tissues. In fact, regularexercise helps your entire cardiovascular system ? the circulation of blood throughyour heart and blood vessels ? work more efficiently.
Ideal weight
Monitor your ideal weight to determine if you should be considering losing body fat. You can also regulate your calorie intake to reach your ideal weight. Measure your Calorie intake here.
Know more about weight management in the Healthy Living section. More About Weight
Understanding your weight A combination of factors determines our weight, and that's why it's difficult to set an exact ideal weight that applies to everyone.It's important to remember there's a range of healthy body weights. Aiming to keep within this means an end to aspiring to one magic weight you think you should be.Many people have a distorted perception of what constitutes a healthy body weight. We're surrounded by celebrities, many of whom are underweight.
Comparing yourself with these isn't helpful. But comparing yourself to friends and family isn't that useful either, because as obesity becomes more common our perception of 'average' weight may in fact be too heavy.It's important to make an objective assessment of your size. Looking at yourself in the mirror isn't a good way to assess whether you're a healthy weight. Use our trackers to assist yourself. The calorie intake calculator provides an estimate of how many Calories are required for both men and women. Use the calorie calculator to estimate the number of daily calories your body needs. Recommended daily calorie intake varies from person to person, but there are guidelines for calorie requirements you can use as a starting point.
Do you have excessive body fat? What is your recommended daily caloric intake?Calculate calorie intake from protein, total carbs and fat to maintain a balanced diet. Calorie Calculator is recommended to calculate your daily caloric needs based on physical activity, height, weight.
Maintain Your Weight If, once you've reached your realistic target weight, you go back to your old eating habits and activity levels, you'll put the weight back on. It's as simple as that. Beware of 'how to be even skinnier' media messages that lure you into feeling dissatisfied. You have a life to live and enjoy, so hang on the satisfaction of being at a comfortable, healthy weight you can sustain.
Continue to eat a balanced, lower fat diet with plenty of fruit and vegetables Don't avoid any foods, just watch portion sizes and limit the amount of certain foods Have three regular meals a day at regular times (starting with breakfast), and fewer snacks Eat out occasionally, but limit fast food Sit down to eat your meals, take time over them and pay attention to what you're eating Keep 'self-monitoring' to stay conscious of your new eating and activity habits Flexible Restraint Many slim people who stay that way by 'watching their weight', show flexible restraint, rather than following rigid all-or-nothing rules. They make healthy choices most of the time, but no foods are seen as forbidden. This means enjoying small amounts of favourite foods without feeling guilty. And if you do over-indulge, or have a big night out, cut back a bit or do more exercise the next day to balance things out. Getting regular physical activity is one of the strongest indicators of long-term success. Not only does it burn calories and increase metabolism-boosting muscle, it also boosts self-esteem and beats stress. Studies show that just walking for 30 minutes or so each day, plus some other activities during the week, may be enough.
Know more about weight management in the Healthy Living section. More About Weight
Understanding your weight A combination of factors determines our weight, and that's why it's difficult to set an exact ideal weight that applies to everyone.It's important to remember there's a range of healthy body weights. Aiming to keep within this means an end to aspiring to one magic weight you think you should be.Many people have a distorted perception of what constitutes a healthy body weight. We're surrounded by celebrities, many of whom are underweight.
Comparing yourself with these isn't helpful. But comparing yourself to friends and family isn't that useful either, because as obesity becomes more common our perception of 'average' weight may in fact be too heavy.It's important to make an objective assessment of your size. Looking at yourself in the mirror isn't a good way to assess whether you're a healthy weight. Use our trackers to assist yourself. The calorie intake calculator provides an estimate of how many Calories are required for both men and women. Use the calorie calculator to estimate the number of daily calories your body needs. Recommended daily calorie intake varies from person to person, but there are guidelines for calorie requirements you can use as a starting point.
Do you have excessive body fat? What is your recommended daily caloric intake?Calculate calorie intake from protein, total carbs and fat to maintain a balanced diet. Calorie Calculator is recommended to calculate your daily caloric needs based on physical activity, height, weight.
Maintain Your Weight If, once you've reached your realistic target weight, you go back to your old eating habits and activity levels, you'll put the weight back on. It's as simple as that. Beware of 'how to be even skinnier' media messages that lure you into feeling dissatisfied. You have a life to live and enjoy, so hang on the satisfaction of being at a comfortable, healthy weight you can sustain.
Continue to eat a balanced, lower fat diet with plenty of fruit and vegetables Don't avoid any foods, just watch portion sizes and limit the amount of certain foods Have three regular meals a day at regular times (starting with breakfast), and fewer snacks Eat out occasionally, but limit fast food Sit down to eat your meals, take time over them and pay attention to what you're eating Keep 'self-monitoring' to stay conscious of your new eating and activity habits Flexible Restraint Many slim people who stay that way by 'watching their weight', show flexible restraint, rather than following rigid all-or-nothing rules. They make healthy choices most of the time, but no foods are seen as forbidden. This means enjoying small amounts of favourite foods without feeling guilty. And if you do over-indulge, or have a big night out, cut back a bit or do more exercise the next day to balance things out. Getting regular physical activity is one of the strongest indicators of long-term success. Not only does it burn calories and increase metabolism-boosting muscle, it also boosts self-esteem and beats stress. Studies show that just walking for 30 minutes or so each day, plus some other activities during the week, may be enough.
Body mass index
Calculate your body mass index and set your own diet goal close to a medically-recommended weight.The BMI calculator provides you with details if you are healthy for your weightand height. Know how to achieve an ideal BMI by talking to your doctor to see ifyou are at an increased risk and if you should increase or decrease weight. BMI BMI is a reliable indicator of total body fat, which is related to the risk of diseaseand death. The score is valid for both men and women but it does have some limits.The limits are: It may overestimate body fat in athletes and others who have a muscular build.
It may underestimate body fat in older persons and others who have lost muscle mass.BMI indicates you are Underweight for BMI less than 18.5,Normal 18.5 - 24.9 Overweight25.0 - 29.9 and Obese for 30.0 and AboveRisk Factors Besides being overweight or obese, there are additionalrisk factors to consider. high blood pressure (hypertension) high LDL-cholesterol ("bad" cholesterol) low HDL-cholesterol ("good" cholesterol) high triglycerides high blood glucose (sugar) family history of premature heart disease physical inactivity cigarette smoking Understanding Your BMI
For people who are considered obese (BMI greater than or equal to 30) or those whoare overweight (BMI of 25 to 29.9) and have two or more risk factors, the guidelinesrecommend weight loss. Even a small weight loss (just 10 percent of your currentweight) will help to lower your risk of developing diseases associated with obesity.Patients who are overweight, do not have a high waist measurement, and have lessthan 2 risk factors may need to prevent further weight gain rather than lose weight. Talk to your doctor to see if you are at an increased risk and if you should loseweight.
Your doctor will evaluate your BMI, waist measurement, and others risk factorsfor heart disease. People who are overweight or obese have a greater chance of developinghigh blood pressure, high blood cholesterol or other lipid disorders, type 2 diabetes,heart disease, stroke, and certain cancers, and even a small weight loss (just 10percent of your current weight) will help to lower your risk of developing thosediseases. Dissatisfied with your weight? - We're bombarded with scare stories about weight,from size zero to the obesity 'epidemic'. But a healthy weight is determined bydifferent factors for each of us.
It may underestimate body fat in older persons and others who have lost muscle mass.BMI indicates you are Underweight for BMI less than 18.5,Normal 18.5 - 24.9 Overweight25.0 - 29.9 and Obese for 30.0 and AboveRisk Factors Besides being overweight or obese, there are additionalrisk factors to consider. high blood pressure (hypertension) high LDL-cholesterol ("bad" cholesterol) low HDL-cholesterol ("good" cholesterol) high triglycerides high blood glucose (sugar) family history of premature heart disease physical inactivity cigarette smoking Understanding Your BMI
For people who are considered obese (BMI greater than or equal to 30) or those whoare overweight (BMI of 25 to 29.9) and have two or more risk factors, the guidelinesrecommend weight loss. Even a small weight loss (just 10 percent of your currentweight) will help to lower your risk of developing diseases associated with obesity.Patients who are overweight, do not have a high waist measurement, and have lessthan 2 risk factors may need to prevent further weight gain rather than lose weight. Talk to your doctor to see if you are at an increased risk and if you should loseweight.
Your doctor will evaluate your BMI, waist measurement, and others risk factorsfor heart disease. People who are overweight or obese have a greater chance of developinghigh blood pressure, high blood cholesterol or other lipid disorders, type 2 diabetes,heart disease, stroke, and certain cancers, and even a small weight loss (just 10percent of your current weight) will help to lower your risk of developing thosediseases. Dissatisfied with your weight? - We're bombarded with scare stories about weight,from size zero to the obesity 'epidemic'. But a healthy weight is determined bydifferent factors for each of us.
Stroke
This assessment estimates your risk of stroke and tells you where to focus yourprevention efforts.A stroke is the sudden death of brain cells due to a problem with the blood supply.Take a few minutes to answer some questions to estimate your risk profile. The bestway to fight stroke is to take steps to prevent it. A stroke is the sudden death of brain cells due to a problem with the blood supply.Begin here for helpful information about precautions to take to avoid a stroke andhow to be better prepared for this medical emergency. Important Safety Information: Information provided here is NOT a prescription or medical advice. You must consult with an authorized healthcare professional before using any of the above information.
This assessment estimates your risk of heart attack and tells you where to focus your prevention efforts.To estimate your risk of heart disease and learn about ways to decrease that risk, take a few minutes to answer some questions about your health, background, and lifestyle. The best way to fight diabetes is to stop it before it starts! A heart scan can offer doctors and patients a non-invasive and painless early detection of heart disease. Living well through early detection means that you will be there for your loved ones and those people depending on you. This assessment estimates your risk of osteoporosis and tells you where to focusyour prevention efforts.Take a few minutes to answer some questions about your health, background, and lifestyleto estimate your risk profile.
Correct and early treatment can help you live a longand healthy life. The best way to fight osteoporosis is to stop it before it starts! Take a few minutes to answer some questions about your health, background, and lifestyle to estimate your risk profile. Correct and early treatment can help you live a long and healthy life. The best way to fight Hearing Loss is to stop it before it starts! The material on this page is for general information only and is not intended for diagnostic or treatment purposes. A doctor or other health care professional must be consulted for diagnostic information and advice regarding treatment. GERD seems to be a common ailment in today’s fast paced life. This interactive toolestimatesyour risk of GERD and tips for prevention. It’s easy and anyone can useit.Take a few minutes to answer some questions about your health, background, and lifestyletoestimate your risk profile.
Correct and early treatment can help you live a longandhealthy life. The best way to fight Gastro Intestinal reflux Disease is to stopitbefore it starts! Some tings you can do to prevent GERD : If you smoke, stop. Do not drink alcohol. Lose weight if needed. Eat small meals. Wear loose-fitting clothes. Avoid lying down for 3 hours after a meal. Raise the head of your bed by 6 to 8 inches. You can do this by putting blocks of wood under the bedposts -just using extra pillowswillnot help. Some of these foods can be associated with reflux:citrus fruits, chocolate, drinks with caffeine, fatty and fried foods, garlic andonions,mint flavorings - ( if you thought mint relieves the stomach, it does... butthiscould also cause GERD), spicy foods, tomato-based foods such as spaghetti sauce,chili,and pizza.The material on this page is for general information only and is not intended fordiagnosticor treatment purposes. A doctor or other health care professional mustbe consultedfor diagnostic information and advice regarding treatment.
This assessment estimates your risk of heart attack and tells you where to focus your prevention efforts.To estimate your risk of heart disease and learn about ways to decrease that risk, take a few minutes to answer some questions about your health, background, and lifestyle. The best way to fight diabetes is to stop it before it starts! A heart scan can offer doctors and patients a non-invasive and painless early detection of heart disease. Living well through early detection means that you will be there for your loved ones and those people depending on you. This assessment estimates your risk of osteoporosis and tells you where to focusyour prevention efforts.Take a few minutes to answer some questions about your health, background, and lifestyleto estimate your risk profile.
Correct and early treatment can help you live a longand healthy life. The best way to fight osteoporosis is to stop it before it starts! Take a few minutes to answer some questions about your health, background, and lifestyle to estimate your risk profile. Correct and early treatment can help you live a long and healthy life. The best way to fight Hearing Loss is to stop it before it starts! The material on this page is for general information only and is not intended for diagnostic or treatment purposes. A doctor or other health care professional must be consulted for diagnostic information and advice regarding treatment. GERD seems to be a common ailment in today’s fast paced life. This interactive toolestimatesyour risk of GERD and tips for prevention. It’s easy and anyone can useit.Take a few minutes to answer some questions about your health, background, and lifestyletoestimate your risk profile.
Correct and early treatment can help you live a longandhealthy life. The best way to fight Gastro Intestinal reflux Disease is to stopitbefore it starts! Some tings you can do to prevent GERD : If you smoke, stop. Do not drink alcohol. Lose weight if needed. Eat small meals. Wear loose-fitting clothes. Avoid lying down for 3 hours after a meal. Raise the head of your bed by 6 to 8 inches. You can do this by putting blocks of wood under the bedposts -just using extra pillowswillnot help. Some of these foods can be associated with reflux:citrus fruits, chocolate, drinks with caffeine, fatty and fried foods, garlic andonions,mint flavorings - ( if you thought mint relieves the stomach, it does... butthiscould also cause GERD), spicy foods, tomato-based foods such as spaghetti sauce,chili,and pizza.The material on this page is for general information only and is not intended fordiagnosticor treatment purposes. A doctor or other health care professional mustbe consultedfor diagnostic information and advice regarding treatment.
Diabetes Risk Assessment
This assessment estimates your risk of diabetes and provides personalized tips for prevention.Take a few minutes to answer some questions about your health, background, and lifestyleto estimate your risk profile. Correct and early treatment can help you live a longand healthy life. The best way to fight Diabetes is to stop it before it starts! Millions of people have diabetes mellitus, commonly called diabetes. You may besurprised to know that many of these people don’t even know they have it. Correctand early treatment can help you live a long and healthy life.
Begin here for helpfulinformation about diagnoses, treatments and living with diabetes. This assessment estimates your risk of back pain and provides personalized tips for prevention.Take a few minutes to answer some questions about your health, background, and lifestyle to estimate your risk profile. Correct and early treatment can help you live a long and healthy life. The best way to fight Back Pain is to stop it before it starts! Strengthening the back muscles, keeping fit by taking regular exercise, and maintaining a healthy weight can all help to minimize the risk of back pain. Begin here for helpful information about diagnoses, treatments and living with back pain.
Take a few minutes to answer some questions about your health, background, and lifestyleto estimate your risk profile. Correct and early treatment can help you live a longand healthy life. The best way to fight Diabetes is to stop it before it starts! Millions of people have diabetes mellitus, commonly called diabetes. You may besurprised to know that many of these people don’t even know they have it. Correctand early treatment can help you live a long and healthy life. Begin here for helpfulinformation about diagnoses, treatments and living with diabetes. Take this assessment to help you determine what your symptoms mean.
Depression drains your energy, hope, and drive, making it difficult to do what you need to feel better. The Zung Depression Self-Assessment Test, based on the Zung Self-Rating Scale, is a widely used depression screening tool that is recognized by physicians worldwide. Depression drains your energy, hope, and drive, making it difficult to do what you need to feel better. Begin here for helpful information about making positive choices for yourself and supporting someone through depression
Begin here for helpfulinformation about diagnoses, treatments and living with diabetes. This assessment estimates your risk of back pain and provides personalized tips for prevention.Take a few minutes to answer some questions about your health, background, and lifestyle to estimate your risk profile. Correct and early treatment can help you live a long and healthy life. The best way to fight Back Pain is to stop it before it starts! Strengthening the back muscles, keeping fit by taking regular exercise, and maintaining a healthy weight can all help to minimize the risk of back pain. Begin here for helpful information about diagnoses, treatments and living with back pain.
Take a few minutes to answer some questions about your health, background, and lifestyleto estimate your risk profile. Correct and early treatment can help you live a longand healthy life. The best way to fight Diabetes is to stop it before it starts! Millions of people have diabetes mellitus, commonly called diabetes. You may besurprised to know that many of these people don’t even know they have it. Correctand early treatment can help you live a long and healthy life. Begin here for helpfulinformation about diagnoses, treatments and living with diabetes. Take this assessment to help you determine what your symptoms mean.
Depression drains your energy, hope, and drive, making it difficult to do what you need to feel better. The Zung Depression Self-Assessment Test, based on the Zung Self-Rating Scale, is a widely used depression screening tool that is recognized by physicians worldwide. Depression drains your energy, hope, and drive, making it difficult to do what you need to feel better. Begin here for helpful information about making positive choices for yourself and supporting someone through depression
Coming into her own
Though she includes tips and advice from doctors in Growing Up Again, the book is more a memoir than a how-to for the newly diagnosed. She shares work anecdotes and family tales. She writes candidly about her relationship with her devoutly Catholic father and alcoholic mother, and about her three marriages and her not always emotionally healthy penchant for "alpha" men. She talks about coming into her own in this, her third marriage, finding equity and loving companionship with Levine. She rounds out her story by including reflections from others with diabetes, young and old, and lauds the young people she has met for their intelligence and commitment to managing their disease — something she says they do far better than she did in her early years.
Moore doesn't say other patients should model their lives after hers. She says she just hopes the stories about her losses, the dead-ends and the triumphs she has experienced that have helped her "grow up" will be a comfort to others, with or without the disease, and help them better understand themselves and find new ways to face their own challenges. Of her life overall, Moore says, there have been a few blips along the way. But, she says, "I must say, I did a remarkable job of it." To report corrections and clarifications, contact Reader Editor Brent Jones. For publication consideration in the newspaper, send comments to letters@usatoday.com. Include name, phone number, city and state for verification.
To view our corrections, go to corrections.usatoday.com. Guidelines: You share in the USA TODAY community, so please keep your comments smart and civil. Don't attack other readers personally, and keep your language decent. Use the "Report Abuse" button to make a difference.For people with diabetes, staying healthy means keeping blood glucose levels on an even keel. Sometimes, for reasons that aren't clear, levels dip dangerously low (hypoglycemia) or jet too high (hyperglycemia). Knowing the warning signs, symptoms and treatments is crucial. HYPOGLYCEMIA• What it is: Abnormally low blood glucose levels (typically less ?than 70 mg/dl). The target fasting level for a person with diabetes is 70 to 130 mg/dl.• Warning signs: Shakiness, dizziness, hunger, headache, lightheadedness, moodiness, pale skin.
Confusion, loss of consciousness and seizures are more advanced symptoms.• Treatment: Rapidly absorbable sugar such as fruit juice, regular (not diet) soda, glucose tablets, glucose gel. HYPERGLYCEMIA• What it is: Abnormally high blood glucose levels. Even if a person is treating his or her diabetes correctly, hyperglycemia also can occur when the person becomes ill.• Warning signs: Dry mouth and extreme thirst, sleepiness and confusion can be early warning signs. Rarely, when blood glucose levels become dangerously high, coma and death can occur. More often, chronic, long-term hyperglycemia can lead to health complications, including vision damage and nerve, kidney and heart disease.• Treatment: Physical activity; consistent daily monitoring of blood sugar and adjusting diet or dosage of diabetes medications accordingly under a doctor's guidance.
Moore doesn't say other patients should model their lives after hers. She says she just hopes the stories about her losses, the dead-ends and the triumphs she has experienced that have helped her "grow up" will be a comfort to others, with or without the disease, and help them better understand themselves and find new ways to face their own challenges. Of her life overall, Moore says, there have been a few blips along the way. But, she says, "I must say, I did a remarkable job of it." To report corrections and clarifications, contact Reader Editor Brent Jones. For publication consideration in the newspaper, send comments to letters@usatoday.com. Include name, phone number, city and state for verification.
To view our corrections, go to corrections.usatoday.com. Guidelines: You share in the USA TODAY community, so please keep your comments smart and civil. Don't attack other readers personally, and keep your language decent. Use the "Report Abuse" button to make a difference.For people with diabetes, staying healthy means keeping blood glucose levels on an even keel. Sometimes, for reasons that aren't clear, levels dip dangerously low (hypoglycemia) or jet too high (hyperglycemia). Knowing the warning signs, symptoms and treatments is crucial. HYPOGLYCEMIA• What it is: Abnormally low blood glucose levels (typically less ?than 70 mg/dl). The target fasting level for a person with diabetes is 70 to 130 mg/dl.• Warning signs: Shakiness, dizziness, hunger, headache, lightheadedness, moodiness, pale skin.
Confusion, loss of consciousness and seizures are more advanced symptoms.• Treatment: Rapidly absorbable sugar such as fruit juice, regular (not diet) soda, glucose tablets, glucose gel. HYPERGLYCEMIA• What it is: Abnormally high blood glucose levels. Even if a person is treating his or her diabetes correctly, hyperglycemia also can occur when the person becomes ill.• Warning signs: Dry mouth and extreme thirst, sleepiness and confusion can be early warning signs. Rarely, when blood glucose levels become dangerously high, coma and death can occur. More often, chronic, long-term hyperglycemia can lead to health complications, including vision damage and nerve, kidney and heart disease.• Treatment: Physical activity; consistent daily monitoring of blood sugar and adjusting diet or dosage of diabetes medications accordingly under a doctor's guidance.
Dinner and a roast
Moore says matter-of-factly and with no self-pity that with type 1 diabetes, there is little chance for spontaneity in life. She chooses not to use the newer glucose monitors and insulin pumps that can reduce the burden by taking automatic readings for the patient and deliver a dose without a syringe. Instead, she still prefers using finger pricks and test tapes to measure her blood sugar and a syringe of insulin whenever it's needed. "You've got to always plan," she says. "It is a fact of life that if someone invites you out to dinner you have to think, 'What are they going to be doing when they serve you dinner? How quickly are they going to get it on the table from the time I arrive? When should I take my shot? What should I eat of what's available?'
" She says she has learned to carry a loaded syringe in her pocket, and if she eats a little more than expected, she can give herself a quick injection of insulin to level her blood sugar. "I shoot myself right through my clothes there at the table, right here in my thigh. I seldom wear white as a result," she says with a chuckle. But she does enjoy a little spontaneity from events such as the one she attended this month when she was honored by the historic theater group The Players club in Gramercy Park, in New York City. That's where her close friend Bernadette Peters, whom she talks about in her book, helped "roast" her and applaud her career achievements.
"That was fun," she says. "And I was so absorbed by what Dick Cavett and my dear friend Bernadette had to say about me." A sunny room off her living room houses an array of workout equipment, and Moore, who moves gracefully but slowly because of her lack of peripheral vision, says working out for an hour five to six days a week helps her stay fit and fight the disease.
As her vision has declined, she has been forced to give up her beloved ballet and horseback riding. But with her long-time trainer's guidance, she says, "I do a combination of treadmill (hands on the support rails because her balance isn't what it used to be), the elliptical machine, rowing and Pilates. I never get bored." Blood sugar dips after a workout sometimes, so she keeps orange juice on hand to sip afterward to push it back up. "In all these years, I've never gotten sick of orange juice," she says.
As she has gotten older, she says, her ability to sense a low-sugar moment coming on has lessened — she used to feel lightheaded and weak as a warning — and the episodes occur more often than in the past. That's dangerous because too-low blood sugar can lead to a life-threatening coma. A low sugar level "can happen while I sleep at night," she says, "and my husband will wake me up and make me sip some juice." Though Moore downplays diabetes' ravages on her eyesight and other parts of her body, it's hard to ignore a big bandage wrapped around her left hand. "Isn't that awful? I slammed a door — not on purpose — on my thumbnail, and I went to the doctor to show him, and it had already turned black so he had to go in there and scrape it off," she says, indicating the area where gangrene from poor circulation — another effect of the diabetes — had begun. She acknowledges she wasn't always vigilant about tracking her levels and taking the proper medication in her younger years; she says work, a busy social life and motherhood distracted her. (She had one son, Richie, with her first husband, a cranberry products salesman. Richie died in his early 20s from an accidental gunshot wound.) But she says taking ownership of her diabetes, after many years of sidelining it and living a life that included stress and heavy social drinking and smoking, helped her grow up and learn to rely on herself. "I've always been independent," she says. "I've always had courage. But I didn't always own my diabetes."
" She says she has learned to carry a loaded syringe in her pocket, and if she eats a little more than expected, she can give herself a quick injection of insulin to level her blood sugar. "I shoot myself right through my clothes there at the table, right here in my thigh. I seldom wear white as a result," she says with a chuckle. But she does enjoy a little spontaneity from events such as the one she attended this month when she was honored by the historic theater group The Players club in Gramercy Park, in New York City. That's where her close friend Bernadette Peters, whom she talks about in her book, helped "roast" her and applaud her career achievements.
"That was fun," she says. "And I was so absorbed by what Dick Cavett and my dear friend Bernadette had to say about me." A sunny room off her living room houses an array of workout equipment, and Moore, who moves gracefully but slowly because of her lack of peripheral vision, says working out for an hour five to six days a week helps her stay fit and fight the disease.
As her vision has declined, she has been forced to give up her beloved ballet and horseback riding. But with her long-time trainer's guidance, she says, "I do a combination of treadmill (hands on the support rails because her balance isn't what it used to be), the elliptical machine, rowing and Pilates. I never get bored." Blood sugar dips after a workout sometimes, so she keeps orange juice on hand to sip afterward to push it back up. "In all these years, I've never gotten sick of orange juice," she says.
As she has gotten older, she says, her ability to sense a low-sugar moment coming on has lessened — she used to feel lightheaded and weak as a warning — and the episodes occur more often than in the past. That's dangerous because too-low blood sugar can lead to a life-threatening coma. A low sugar level "can happen while I sleep at night," she says, "and my husband will wake me up and make me sip some juice." Though Moore downplays diabetes' ravages on her eyesight and other parts of her body, it's hard to ignore a big bandage wrapped around her left hand. "Isn't that awful? I slammed a door — not on purpose — on my thumbnail, and I went to the doctor to show him, and it had already turned black so he had to go in there and scrape it off," she says, indicating the area where gangrene from poor circulation — another effect of the diabetes — had begun. She acknowledges she wasn't always vigilant about tracking her levels and taking the proper medication in her younger years; she says work, a busy social life and motherhood distracted her. (She had one son, Richie, with her first husband, a cranberry products salesman. Richie died in his early 20s from an accidental gunshot wound.) But she says taking ownership of her diabetes, after many years of sidelining it and living a life that included stress and heavy social drinking and smoking, helped her grow up and learn to rely on herself. "I've always been independent," she says. "I've always had courage. But I didn't always own my diabetes."
Mary Tyler Moore tells how she took control of diabetes
GREENWICH, Conn. — As you enter the gated property of Mary Tyler Moore's residence in this posh town and approach the front door, you almost expect a butler to answer the bell and a bichon frise or two to scamper out yapping at your feet. Nope. Nothing so precious here. Moore herself opens the door of the rambling, antique-filled home she shares with her cardiologist husband, Robert Levine, and a posse of dogs. BETTER LIFE: The latest news on diabetes
The place is down-to-earth and warm, as is Moore, 72, who first gained fame in the 1960s and '70s for her endearing roles in the television series The Dick Van Dyke Show and The Mary Tyler Moore Show.
In the latter, Moore played an independent young woman living on her own and working in a television newsroom in Minneapolis — a novel sitcom theme for the time. Her character, Mary Richards, won laughs and affection for her smarts and spunkiness as she juggled career, dating and friendship conundrums. The opening credits are so memorable that most women who grew up in the 1970s can still rattle off the lyrics, ending with "You're gonna make it after all" as Moore tosses her beret to the sky. Moore's career later moved to the stage, TV specials and film, including her 1980 Oscar-nominated role in Ordinary People. She also has been an activist for animal rights over the years. But her energy most recently has been focused on advocating for diabetes research and educating people about the disease. She is the international chairwoman of the Juvenile Diabetes Research Foundation, a group she has worked with for years.
Few viewers knew that around the time The Mary Tyler Moore Show launched, she was diagnosed with type 1 diabetes, a life-threatening illness with serious health implications.
In type 1 diabetes, the body's immune system attacks the beta cells in the pancreas. The beta cells make insulin, a hormone needed to convert sugar, starches and other food into energy.
Type 2 is more common, accounting for about 90% of cases of diabetes, and occurs when either the body does not produce enough insulin or the cells in the body ignore the insulin. Both forms of the disease can lead to serious short- and long-term complications. Moore has lost most of her vision because of diabetes-related nerve damage.
In a new book, Growing Up Again, which comes out this week, she offers a personal account of living with diabetes. As her adopted dog, Spanky, lies nearby in Moore's favorite well-worn chair, she talks about her reaction when, at age 33, she got the news of her diagnosis. "When the doctor said I had diabetes, I conjured images of languishing on a chaise longue nibbling chocolates," she says, laughing. "I have no idea why I thought this." But she soon learned about insulin syringes and blood sugar readings.
The place is down-to-earth and warm, as is Moore, 72, who first gained fame in the 1960s and '70s for her endearing roles in the television series The Dick Van Dyke Show and The Mary Tyler Moore Show.
In the latter, Moore played an independent young woman living on her own and working in a television newsroom in Minneapolis — a novel sitcom theme for the time. Her character, Mary Richards, won laughs and affection for her smarts and spunkiness as she juggled career, dating and friendship conundrums. The opening credits are so memorable that most women who grew up in the 1970s can still rattle off the lyrics, ending with "You're gonna make it after all" as Moore tosses her beret to the sky. Moore's career later moved to the stage, TV specials and film, including her 1980 Oscar-nominated role in Ordinary People. She also has been an activist for animal rights over the years. But her energy most recently has been focused on advocating for diabetes research and educating people about the disease. She is the international chairwoman of the Juvenile Diabetes Research Foundation, a group she has worked with for years.
Few viewers knew that around the time The Mary Tyler Moore Show launched, she was diagnosed with type 1 diabetes, a life-threatening illness with serious health implications.
In type 1 diabetes, the body's immune system attacks the beta cells in the pancreas. The beta cells make insulin, a hormone needed to convert sugar, starches and other food into energy.
Type 2 is more common, accounting for about 90% of cases of diabetes, and occurs when either the body does not produce enough insulin or the cells in the body ignore the insulin. Both forms of the disease can lead to serious short- and long-term complications. Moore has lost most of her vision because of diabetes-related nerve damage.
In a new book, Growing Up Again, which comes out this week, she offers a personal account of living with diabetes. As her adopted dog, Spanky, lies nearby in Moore's favorite well-worn chair, she talks about her reaction when, at age 33, she got the news of her diagnosis. "When the doctor said I had diabetes, I conjured images of languishing on a chaise longue nibbling chocolates," she says, laughing. "I have no idea why I thought this." But she soon learned about insulin syringes and blood sugar readings.
Diabetes Screening
The Kansas Department of Health and Environment (KDHE), the American Diabetes Association (ADA) and the Kansas Diabetes Advisory Council will host a diabetes screening event from 10 a.m. – 3 p.m. in Room B-21 in the basement level of the Docking State Office Building, 915 S.W. Harrison, Topeka, on Monday, March 23. In addition, a resolution is scheduled to be read in the House Chamber at the Capitol at 11 a.m. and in the Senate chamber at 2:30 p.m. to acknowledge Diabetes Alert Day and direct the Kansas Diabetes Advisory Council to submit a report to the legislature in 2010 on the progress of the Kansas Diabetes Plan. Members of the media are invited and encouraged to attend the screening and the reading of the resolution. The Kansas Diabetes Plan was unveiled in July 2008 and provides guidance for collaborative statewide efforts to reduce the burden of diabetes and improve the health of Kansans over the next five years. More than 150,000 Kansans have been diagnosed with diabetes and over 90 percent of those have Type 2 diabetes which can be prevented or delayed.
Get a copy of the NCAA tournament bracket. Get a copy of the NIT bracket. KTKA is no longer broadcasting its analog signal and is broadcasting only in digital. If you do not see our signal, please call 1-866-973-4949. Want weather at any time during the day? Just click your remote to 49.2 to see the latest conditions across Northeast Kansas. Catch our tweets on Twitter. 49 News wants to share personal stories of military service. If you have served or know someone who has, share the story online and on the air. Submit a Your Hero story. See Your Heroes photo gallery here. KTKA's television transmission is now digital only. Did your television screen go black? Tap into resources that will help you complete the switch. KTKA is your Station of the Year. We were recently awarded this honor, among others, by the Kansas Association of Broadcasters. Learn more.Premier Club.
KTKA recognizes outstanding businesses. Go.--> Girls ruled the Paramount Theatre at the South By Southwest (SXSW) festival with the world premiere of "Women in Trouble." From I Heart Local MusicThe man who really doesn't need a backup band. Interested in writing a blog? Send us a few sample entries! Let us know what you're interested in writing about, the experience you have with your topic, and anything else you think we'll find useful to know. Want to comment on the news? Now you can - register for a free account and post comments to stories, blogs, podcasts and more, only on 49abcnews.com.
Get a copy of the NCAA tournament bracket. Get a copy of the NIT bracket. KTKA is no longer broadcasting its analog signal and is broadcasting only in digital. If you do not see our signal, please call 1-866-973-4949. Want weather at any time during the day? Just click your remote to 49.2 to see the latest conditions across Northeast Kansas. Catch our tweets on Twitter. 49 News wants to share personal stories of military service. If you have served or know someone who has, share the story online and on the air. Submit a Your Hero story. See Your Heroes photo gallery here. KTKA's television transmission is now digital only. Did your television screen go black? Tap into resources that will help you complete the switch. KTKA is your Station of the Year. We were recently awarded this honor, among others, by the Kansas Association of Broadcasters. Learn more.Premier Club.
KTKA recognizes outstanding businesses. Go.--> Girls ruled the Paramount Theatre at the South By Southwest (SXSW) festival with the world premiere of "Women in Trouble." From I Heart Local MusicThe man who really doesn't need a backup band. Interested in writing a blog? Send us a few sample entries! Let us know what you're interested in writing about, the experience you have with your topic, and anything else you think we'll find useful to know. Want to comment on the news? Now you can - register for a free account and post comments to stories, blogs, podcasts and more, only on 49abcnews.com.
Transition Therapeutics
TORONTO, March 23 /PRNewswire-FirstCall/ - Transition Therapeutics Inc. ("Transition" or the "Company") (TTHI,TSX:TTH) announced today that the first patient has been dosed in a clinical study of gastrin analogue TT-223 in combination with a proprietary Lilly GLP-1 analogue, in patients with type 2 diabetes. The study is a randomized, double-blind, placebo-controlled study in approximately 140 patients to evaluate the safety, tolerability and efficacy of daily TT-223 treatments in combination with weekly administrations of GLP-1 analogue, for a combination treatment period of 4 weeks with a 5-month follow-up. For information on enrollment, patients or caregivers can visit the website www.clinicaltrials.gov under study # NCT00853151.
About Gastrin-Based Therapies Transition and Eli Lilly and Company (LLY) have entered into a licensing and collaboration agreement granting Lilly exclusive worldwide rights to develop and commercialize gastrin based therapies, including the lead compound TT-223. Gastrin based therapies are an emerging class of potential disease-modifying therapies for patients with diabetes, and have been shown to provide sustained improvement in glycemic control in preclinical models and early clinical studies. Sustained improvement in glycemic control is a key goal for patients with diabetes in order to alleviate the symptoms of hyperglycemia and to prevent diabetic complications, and improving their overall quality of life.
About Transition Transition is a biopharmaceutical company, developing novel therapeutics for disease indications with large markets. Transition's lead products include ELND005 (AZD-103) for the treatment of Alzheimer's disease and TT-223 for the treatment of diabetes. Transition has an emerging pipeline of preclinical drug candidates acquired externally and developed internally using its proprietary drug discovery engine. Transition's shares are listed on the NASDAQ under the symbol "TTHI" and the Toronto Stock Exchange under the symbol "TTH". For additional information about the Company, please visit www.transitiontherapeutics.com.
Notice to Readers: Information contained in our press releases should be considered accurate only as of the date of the release and may be superseded by more recent information we have disclosed in later press releases, filings with the OSC, SEC or otherwise.
Except for historical information, this press release may contain forward-looking statements, relating to expectations, plans or prospects for Transition, including conducting clinical trials. These statements are based upon the current expectations and beliefs of Transition's management and are subject to certain risks and uncertainties that could cause actual results to differ materially from those described in the forward-looking statements. These risks and uncertainties include factors beyond Transition's control and the risk factors and other cautionary statements discussed in Transition's quarterly and annual filings with the Canadian commissions.
About Gastrin-Based Therapies Transition and Eli Lilly and Company (LLY) have entered into a licensing and collaboration agreement granting Lilly exclusive worldwide rights to develop and commercialize gastrin based therapies, including the lead compound TT-223. Gastrin based therapies are an emerging class of potential disease-modifying therapies for patients with diabetes, and have been shown to provide sustained improvement in glycemic control in preclinical models and early clinical studies. Sustained improvement in glycemic control is a key goal for patients with diabetes in order to alleviate the symptoms of hyperglycemia and to prevent diabetic complications, and improving their overall quality of life.
About Transition Transition is a biopharmaceutical company, developing novel therapeutics for disease indications with large markets. Transition's lead products include ELND005 (AZD-103) for the treatment of Alzheimer's disease and TT-223 for the treatment of diabetes. Transition has an emerging pipeline of preclinical drug candidates acquired externally and developed internally using its proprietary drug discovery engine. Transition's shares are listed on the NASDAQ under the symbol "TTHI" and the Toronto Stock Exchange under the symbol "TTH". For additional information about the Company, please visit www.transitiontherapeutics.com.
Notice to Readers: Information contained in our press releases should be considered accurate only as of the date of the release and may be superseded by more recent information we have disclosed in later press releases, filings with the OSC, SEC or otherwise.
Except for historical information, this press release may contain forward-looking statements, relating to expectations, plans or prospects for Transition, including conducting clinical trials. These statements are based upon the current expectations and beliefs of Transition's management and are subject to certain risks and uncertainties that could cause actual results to differ materially from those described in the forward-looking statements. These risks and uncertainties include factors beyond Transition's control and the risk factors and other cautionary statements discussed in Transition's quarterly and annual filings with the Canadian commissions.
Equities
Introduction to Equities For those unfamiliar with equities, the stock market can be a maze that looks dangerous from the outside. To seasoned investors, though, the stock market presents an opportunity to amass wealth like no other investment instrument. And one doesn’t need an in-depth understanding of the market to take advantage of it. A company that’s listed in the equities market basically puts up parts of itself for sale. As an investor, you can buy a part of a company. Each part is called a share and is assigned a value. The more the number of shares you buy, the larger the part you own. This means that when the company does well, you get a share of the profits (depending on your share), and the value of the share rises. However, unless you hold a considerable number of shares, the profit payoffs will not be a large amount. For this reason, most investors make money though trading (buying and selling shares). Trading, basically, involves buying shares and selling them when their value increases. Trading, however, comes with its own complexities.
To make the right decisions, one needs to research the company and sector properly before investing. Studying the industry trends is also important. For those who don’t have the time and knowledge required to do this properly, Mutual Funds are a good option. Mutual Funds Mutual Funds allow groups of people to pool their money together into a Fund which is managed by a Fund Manager. The Fund Manager is a qualified professional who monitors the market, follows its trends, does the requisite research, develops a portfolio and takes investment decisions on behalf of the investors. Profits are distributed among the investors, minus the fee taken for fund management. The advantage of mutual funds is that the risks involved are low. An increasingly popular option among investors is the Unit-Linked Insurance Plan (ULIP). ULIPs channel a part of the premiums paid into a fund chosen by the Policy Holder. While the returns are higher, the risks involved, though low, are borne by the Holder. Insurance firms offer a choice of funds based with different levels of risk and returns.
The table shows the different types of funds generally offered. Indian Market ReturnsDespite the rise and fall of markets over the years, past data has shown that equities have consistently performed well over the long-term – giving higher returns than any other mode of investment. Consider this: An investment in the BSE Sensex for a one year period between 1979 and 2005 would surely have been a loss. But had you invested for ten years or more, your chances of incurring a loss would have been almost zero. And your average return on the investment would be a healthy 17-18% per annum. As you can see, equity as a long-term investment minimizes risks and yields better returns. Market Movements The equity market goes through cycles of growth and fall. While it’s true that investing in a growing market will invariably lead to rich profits, it is equally true that there is no sure way to predict which way the market will turn. Investors can at best make an educated guess. Most newcomers to investment (especially in equities) tend to worry about the right time to start investing.
There’s no such thing as the right time. Invest whenever you have the money. The sooner you start investing, the longer the investment period you can afford. To get the best returns, the minimum period you should look at is 5 years Will Kotak Safe Investment Plan II get me any Tax Benefits? Yes, you get tax benefits under Section 80C and Section 10(10D) of Income Tax Act, 1961. With the markets showing volatile behavior, is this a good time to invest in equities? A famous adage about investing goes like this. "It’s not about timing the market, but about time in the market" NOTE: Returns on debt and equity funds are on a ten-year average. The tax component has not been taken into consideration. If tax is taken into consideration the real rate of return will be further down on the negative chart. Source: “How to beat inflation”. Sheetal Jhaveri. Rediff Money. To beat inflation, savings alone will not help. Making the right investment, however, can help you beat inflation and secure your future. Whatever your goals may be – children’s education, retirement planning, children’s wedding, wealth accumulation – you need to start planning today. (See Investment Tips)
To make the right decisions, one needs to research the company and sector properly before investing. Studying the industry trends is also important. For those who don’t have the time and knowledge required to do this properly, Mutual Funds are a good option. Mutual Funds Mutual Funds allow groups of people to pool their money together into a Fund which is managed by a Fund Manager. The Fund Manager is a qualified professional who monitors the market, follows its trends, does the requisite research, develops a portfolio and takes investment decisions on behalf of the investors. Profits are distributed among the investors, minus the fee taken for fund management. The advantage of mutual funds is that the risks involved are low. An increasingly popular option among investors is the Unit-Linked Insurance Plan (ULIP). ULIPs channel a part of the premiums paid into a fund chosen by the Policy Holder. While the returns are higher, the risks involved, though low, are borne by the Holder. Insurance firms offer a choice of funds based with different levels of risk and returns.
The table shows the different types of funds generally offered. Indian Market ReturnsDespite the rise and fall of markets over the years, past data has shown that equities have consistently performed well over the long-term – giving higher returns than any other mode of investment. Consider this: An investment in the BSE Sensex for a one year period between 1979 and 2005 would surely have been a loss. But had you invested for ten years or more, your chances of incurring a loss would have been almost zero. And your average return on the investment would be a healthy 17-18% per annum. As you can see, equity as a long-term investment minimizes risks and yields better returns. Market Movements The equity market goes through cycles of growth and fall. While it’s true that investing in a growing market will invariably lead to rich profits, it is equally true that there is no sure way to predict which way the market will turn. Investors can at best make an educated guess. Most newcomers to investment (especially in equities) tend to worry about the right time to start investing.
There’s no such thing as the right time. Invest whenever you have the money. The sooner you start investing, the longer the investment period you can afford. To get the best returns, the minimum period you should look at is 5 years Will Kotak Safe Investment Plan II get me any Tax Benefits? Yes, you get tax benefits under Section 80C and Section 10(10D) of Income Tax Act, 1961. With the markets showing volatile behavior, is this a good time to invest in equities? A famous adage about investing goes like this. "It’s not about timing the market, but about time in the market" NOTE: Returns on debt and equity funds are on a ten-year average. The tax component has not been taken into consideration. If tax is taken into consideration the real rate of return will be further down on the negative chart. Source: “How to beat inflation”. Sheetal Jhaveri. Rediff Money. To beat inflation, savings alone will not help. Making the right investment, however, can help you beat inflation and secure your future. Whatever your goals may be – children’s education, retirement planning, children’s wedding, wealth accumulation – you need to start planning today. (See Investment Tips)
Investment Basics
As an earning individual, you have several needs – your own and your family’s. Most of us take our current income for granted and fail to estimate our future requirements accurately. While your income may be serving you adequately now, it may not always be so. After all, our needs increase with time, but unfortunately, the value of money does not. The chart below shows various investment options available today, and the actual returns they offer after accounting for inflation. Prepare a financial plan Before you start investing, it’s important to first determine your goals. Different goals will have different strategies. Consider whether you’re investing for the long term or the short term. See how much you can invest. It’s a good idea to review the plan regularly with a licensed financial adviser or broker. Diversify your portfolio Most financial planners will suggest a balanced portfolio of investments. This means that you evenly spread your money across shares, bonds, cash and property. You can mitigate risk by combining riskier assets, which offer the possibility of a higher return (such as shares), with lower risk and lower return assets (such as cash or bonds). If your risk appetite is low, consider plans that offer capital security. Remember that some assets will perform better than others – don’t expect everything to go up. Some elements may fall while others prosper. Don’t worry. Keep your focus on the total return over the long term.
It’s not about timing the market, but the time in the market Most newcomers to investment (especially in equities) tend to worry about the right time to start investing. There’s no such thing as the right time. Invest whenever you have the money. The sooner you start investing, the longer the investment period you can afford. To get the best returns, the minimum period you should look at should be 5 years. Over the long term, cash is unlikely to deliver returns to outpace inflation Many newcomers feel that cash is a safe option to invest in. This, however, gives lower returns in the long-term. It is therefore not recommended that you put invest all your money in cash alone. Instead, estimate how much you think you’ll need (your personal liquidity requirements) and invest only that amount in liquid investments, spreading out the rest in other asset classes. Invest systematically over a long term If your aim is to accumulate wealth in the long run, then you need to disregard short-term fluctuations. Investing small amounts over the long term helps you avoid timing the market. (Also see: What is the benefit of a SIP?) Ensure your investment partner has a proven record.
The returns you get on your investments depend on the decision-maker. If you’re investing in mutual funds, then your returns will be decided the Fund Manager and the firm to which you entrust your investment capital. Make sure you invest with a firm that has a proven record for delivering high returns. Before investing, ask for performance records. There isn’t a common solution When investing for the first time, some investors copy what others are doing. Keep in mind that your investment goals are your own. Talk to your financial planner and set your own investment goals. Then pick the right strategy to fulfill them. How much you should invest depends on how comfortable you are with risk. High risk options like the stock market may have higher payoffs in a shorter term while lower risk options like Fixed Deposit schemes give profits over the long term while providing more security for your capital. To maximize your returns, you need to spread your investment capital evenly across different options (low risk & high risk). How much you should invest will depend on your investment goals and the time periods involved. For example, if you are planning for your children’s higher education, you’ll need to consider (i) how much you’ll need and (ii) after how many years will you require this amount. You’ll also need to account for inflation. Then, compare the returns of different instruments and choose the one best suited to your requirements Some investment strategies like a Systematic Investment Plan (SIP), diversified portfolios and new instruments like capital guarantee are designed to beat the market risks.
If you are new to equities, and still trying to understand how things work, start with a risk-free equity-linked plan like the Kotak Safe Invest Plan II. Also see: What percentage of your earnings should you mark aside for investments? Goal-Based Financial Planning New investors often start investing without planning. Planning your investments is imperative to the kind of returns you can expect and when to expect them. Remember: everyone’s needs are unique, i.e. different goals will have different strategies. Do not try to copy what your neighbour/colleague/friend does. Here are a few simple steps you can follow to plan your investments. Write down your financial goals (child’s wedding, retirement, child’s higher education, etc.). Calculate the amount you feel you will need for each of them (remember to account for inflation). Put down timelines for each of your goals, i.e. how many yeas later will you require that amount. See how much of your earnings you can safely invest each year (remember to keep some savings aside, and account for any foreseeable growth in earnings – which means you may be able to invest more next year). Study the returns of different investment instruments (remember to account for inflation). Choose the instruments that best suit your needs and allocate different amounts for investment in each of them. It’s a good idea to review the plan regularly with a licensed financial adviser or broker. Also see: Investment Tips Retirement Planning Planning for retirement is not as simple as it sounds. You need to consider your current expenses, guess at your future expenses and account for inflation. You also need to set aside an amount for emergencies. To get a rough estimate of how much you need after you retire, just follow the steps below. Calculate the number of years left to retire (use the relevant multiple in the table below) Calculate your current monthly household expense Multiply these two numbers with the magic number 123 and this is the amount you need to save for your retirement.
It’s not about timing the market, but the time in the market Most newcomers to investment (especially in equities) tend to worry about the right time to start investing. There’s no such thing as the right time. Invest whenever you have the money. The sooner you start investing, the longer the investment period you can afford. To get the best returns, the minimum period you should look at should be 5 years. Over the long term, cash is unlikely to deliver returns to outpace inflation Many newcomers feel that cash is a safe option to invest in. This, however, gives lower returns in the long-term. It is therefore not recommended that you put invest all your money in cash alone. Instead, estimate how much you think you’ll need (your personal liquidity requirements) and invest only that amount in liquid investments, spreading out the rest in other asset classes. Invest systematically over a long term If your aim is to accumulate wealth in the long run, then you need to disregard short-term fluctuations. Investing small amounts over the long term helps you avoid timing the market. (Also see: What is the benefit of a SIP?) Ensure your investment partner has a proven record.
The returns you get on your investments depend on the decision-maker. If you’re investing in mutual funds, then your returns will be decided the Fund Manager and the firm to which you entrust your investment capital. Make sure you invest with a firm that has a proven record for delivering high returns. Before investing, ask for performance records. There isn’t a common solution When investing for the first time, some investors copy what others are doing. Keep in mind that your investment goals are your own. Talk to your financial planner and set your own investment goals. Then pick the right strategy to fulfill them. How much you should invest depends on how comfortable you are with risk. High risk options like the stock market may have higher payoffs in a shorter term while lower risk options like Fixed Deposit schemes give profits over the long term while providing more security for your capital. To maximize your returns, you need to spread your investment capital evenly across different options (low risk & high risk). How much you should invest will depend on your investment goals and the time periods involved. For example, if you are planning for your children’s higher education, you’ll need to consider (i) how much you’ll need and (ii) after how many years will you require this amount. You’ll also need to account for inflation. Then, compare the returns of different instruments and choose the one best suited to your requirements Some investment strategies like a Systematic Investment Plan (SIP), diversified portfolios and new instruments like capital guarantee are designed to beat the market risks.
If you are new to equities, and still trying to understand how things work, start with a risk-free equity-linked plan like the Kotak Safe Invest Plan II. Also see: What percentage of your earnings should you mark aside for investments? Goal-Based Financial Planning New investors often start investing without planning. Planning your investments is imperative to the kind of returns you can expect and when to expect them. Remember: everyone’s needs are unique, i.e. different goals will have different strategies. Do not try to copy what your neighbour/colleague/friend does. Here are a few simple steps you can follow to plan your investments. Write down your financial goals (child’s wedding, retirement, child’s higher education, etc.). Calculate the amount you feel you will need for each of them (remember to account for inflation). Put down timelines for each of your goals, i.e. how many yeas later will you require that amount. See how much of your earnings you can safely invest each year (remember to keep some savings aside, and account for any foreseeable growth in earnings – which means you may be able to invest more next year). Study the returns of different investment instruments (remember to account for inflation). Choose the instruments that best suit your needs and allocate different amounts for investment in each of them. It’s a good idea to review the plan regularly with a licensed financial adviser or broker. Also see: Investment Tips Retirement Planning Planning for retirement is not as simple as it sounds. You need to consider your current expenses, guess at your future expenses and account for inflation. You also need to set aside an amount for emergencies. To get a rough estimate of how much you need after you retire, just follow the steps below. Calculate the number of years left to retire (use the relevant multiple in the table below) Calculate your current monthly household expense Multiply these two numbers with the magic number 123 and this is the amount you need to save for your retirement.
Car Insurance Online
Royal Sundaram offers Car Insurance Online, a Comprehensive Package Policy designed to offer enhanced protection to you and your car. The policy issuance process is simple, convenient and easy, and our claims service is quick and hassle-free. We have a world class customer service team which can be reached through our help lines. Key Features of Car Insurance Online This Car Insurance Online governed by the India Motor Tariff Act. The key features are: Protection from loss of car or damage to your car - Unlimited Liability for Third Party death/ injury Claims - Indemnity for third party property damage up to a limit of Rs. 7.5 lakhs - Speedy authorisation of repairs to get your car back on the road - Personal Accident Cover for you, your paid driver and the occupants in the car - Customer Helpline to give you support and guidance when you need it - Efficient and worry free claims service to give you peace of mind - First Information Report is not required (Unless legally mandatory) Extra Benefits of Car Insurance Online - Special Model Wise Discounts on Own Damage Premium for your car.
Discount in premium up to 5% on the Own Damage Premium (or) Max of Rs. 200/- for a valid Member of Automobile Association of India. Discount in premium up to 2.5% on the Own Damage Premium (or) Max of Rs. 500/- on Installation of Anti-Theft Device in your car - Discount of Rs. 100/- in Third Party Basic Premium on reduction in Limits of Liability for Third Party Property Damage - Discount of 35% on Own Damage Premium subject to a maximum of Rs. 2,500/- on opting maximum voluntary deductible of Rs. 15,000/- Transfer of No Claim Bonus (NCB) from other insurance company on renewal withRoyal Sundaram’s Car Insurance Online Policy Car Insurance Online Policy Coverages a) Loss or damage to your car: This policy cover you against any loss or damage caused to the vehicle due to the following natural and man made calamities What is covered What is not covered - Accidental & External Damage Wear and tear, Depreciation or any consequential loss - Fire & Explosion - Mechanical/ electrical breakdown - Riot & Strike Damage caused by a person driving the car without a valid license - Malicious Act.
Damage caused by a person driving the car under the influence of alcohol or drugs - Burglary, housebreaking. Theft - Other exclusions as per the policy terms and conditions - Landslide - Transit - Earthquake - Storm and Flood - Terrorism b) Liability to Third Parties (Additional Covers) What is covered What is not covered - Legal protection for death or injury claims from third parties, including occupants of your car - Damage to your personal property - Legal protection for damage to third party property - Costs and expenses incurred without our prior written consent - Legal costs and expenses - Other exclusions as per the policy terms and conditions C) Personal Accident Cover to Owner/ Driver: This insurance policy provides compulsory Personal Accident Cover to the owner/ driver whilst driving the vehicle including mounting into/ dismounting from or traveling in the insured vehicle as a co–driver for Rs. 2 lakhs. Extra Covers offered under Car Insurance Online Policy - Personal Accident Cover to Unnamed Passengers and paid driver for a maximum of Rs. 2 lakhs per person - Personal Accident Benefits for you, your paid driver and occupants of your car - Legal liability to paid driver employed in connection with the operation of insured private car.
Legal Liability to the Employees of the Insured other than paid driver who may be driving or travelling in the car - Comprehensive cover for Electrical/ Electronic/ Non-Electrical Fittings in the car - Cover for CNG Kit and Bi-Fuel System which are endorsed in the RC book Royal Sundaram offers Car Insurance Online, a Comprehensive Package Policy designed to offer enhanced protection to you and your car. The policy issuance process is simple, convenient and easy, and our claims service is quick and hassle-free. We have a world class customer service team which can be reached through our help lines. Key Features of Car Insurance OnlineThis Car Insurance Online governed by the India Motor Tariff Act. The key features are: - Protection from loss of car or damage to your car Unlimited Liability for Third Party death/ injury Claims - Indemnity for third party property damage up to a limit of Rs. 7.5 lakhs - Speedy authorisation of repairs to get your car back on the road - Personal Accident Cover for you, your paid driver and the occupants in the car - Customer Helpline to give you support and guidance when you need it - Efficient and worry free claims service to give you peace of mind - First Information Report is not required (Unless legally mandatory).
Discount in premium up to 5% on the Own Damage Premium (or) Max of Rs. 200/- for a valid Member of Automobile Association of India. Discount in premium up to 2.5% on the Own Damage Premium (or) Max of Rs. 500/- on Installation of Anti-Theft Device in your car - Discount of Rs. 100/- in Third Party Basic Premium on reduction in Limits of Liability for Third Party Property Damage - Discount of 35% on Own Damage Premium subject to a maximum of Rs. 2,500/- on opting maximum voluntary deductible of Rs. 15,000/- Transfer of No Claim Bonus (NCB) from other insurance company on renewal withRoyal Sundaram’s Car Insurance Online Policy Car Insurance Online Policy Coverages a) Loss or damage to your car: This policy cover you against any loss or damage caused to the vehicle due to the following natural and man made calamities What is covered What is not covered - Accidental & External Damage Wear and tear, Depreciation or any consequential loss - Fire & Explosion - Mechanical/ electrical breakdown - Riot & Strike Damage caused by a person driving the car without a valid license - Malicious Act.
Damage caused by a person driving the car under the influence of alcohol or drugs - Burglary, housebreaking. Theft - Other exclusions as per the policy terms and conditions - Landslide - Transit - Earthquake - Storm and Flood - Terrorism b) Liability to Third Parties (Additional Covers) What is covered What is not covered - Legal protection for death or injury claims from third parties, including occupants of your car - Damage to your personal property - Legal protection for damage to third party property - Costs and expenses incurred without our prior written consent - Legal costs and expenses - Other exclusions as per the policy terms and conditions C) Personal Accident Cover to Owner/ Driver: This insurance policy provides compulsory Personal Accident Cover to the owner/ driver whilst driving the vehicle including mounting into/ dismounting from or traveling in the insured vehicle as a co–driver for Rs. 2 lakhs. Extra Covers offered under Car Insurance Online Policy - Personal Accident Cover to Unnamed Passengers and paid driver for a maximum of Rs. 2 lakhs per person - Personal Accident Benefits for you, your paid driver and occupants of your car - Legal liability to paid driver employed in connection with the operation of insured private car.
Legal Liability to the Employees of the Insured other than paid driver who may be driving or travelling in the car - Comprehensive cover for Electrical/ Electronic/ Non-Electrical Fittings in the car - Cover for CNG Kit and Bi-Fuel System which are endorsed in the RC book Royal Sundaram offers Car Insurance Online, a Comprehensive Package Policy designed to offer enhanced protection to you and your car. The policy issuance process is simple, convenient and easy, and our claims service is quick and hassle-free. We have a world class customer service team which can be reached through our help lines. Key Features of Car Insurance OnlineThis Car Insurance Online governed by the India Motor Tariff Act. The key features are: - Protection from loss of car or damage to your car Unlimited Liability for Third Party death/ injury Claims - Indemnity for third party property damage up to a limit of Rs. 7.5 lakhs - Speedy authorisation of repairs to get your car back on the road - Personal Accident Cover for you, your paid driver and the occupants in the car - Customer Helpline to give you support and guidance when you need it - Efficient and worry free claims service to give you peace of mind - First Information Report is not required (Unless legally mandatory).
Extra Benefits of Car Insurance Online
Special Model Wise Discounts on Own Damage Premium for your car Discount in premium up to 5% on the Own Damage Premium (or) Max of Rs. 200/- for a valid Member of Automobile Association of India - Discount in premium up to 2.5% on the Own Damage Premium (or) Max of Rs. 500/- on Installation of Anti-Theft Device in your car - Discount of Rs. 100/- in Third Party Basic Premium on reduction in Limits of Liability for Third Party Property Damage - Discount of 35% on Own Damage Premium subject to a maximum of Rs. 2,500/- on opting maximum voluntary deductible of Rs. 15,000/- Transfer of No Claim Bonus (NCB) from other insurance company on renewal with Royal Sundaram’s Car Insurance Online Policy Car Insurance Online Policy Coverages a) Loss or damage to your car: This policy cover you against any loss or damage caused to the vehicle due to the following natural and man made calamities What is covered What is not covered - Accidental & External Damage - Wear and tear, Depreciation or any consequential loss - Fire & Explosion - Mechanical/ electrical breakdown - Riot & Strike - Damage caused by a person driving the car without a valid license.
Malicious Act - Damage caused by a person driving the car under the influence of alcohol or drugs - Burglary, ousebreaking/ Theft - Other exclusions as per the policy terms and conditions - Landslide - Transit - Earthquake - Storm and Flood - Terrorism b) Liability to Third Parties (Additional Covers) What is covered What is not covered - Legal protection for death or injury claims from third parties, including occupants of your car - Damage to your personal property - Legal protection for damage to third party property - Costs and expenses incurred without our prior written consent - Legal costs and expenses - Other exclusions as per the policy terms and conditions C) Personal Accident Cover to Owner/ Driver: This insurance policy provides compulsory Personal Accident Cover to the owner/ driver whilst driving the vehicle including mounting into/ dismounting from or traveling in the insured vehicle as a co–driver for Rs. 2 lakhs. Extra Covers offered under Car Insurance Online Policy - Personal Accident Cover to Unnamed Passengers and paid driver for a maximum of Rs. 2 lakhs per person - Personal.
Accident Benefits for you, your paid driver and occupants of your car Legal liability to paid driver employed in connection with the operation of insured private car- Legal Liability to the Employees of the Insured other than paid driver who may be driving or travelling in the car - Comprehensive cover for Electrical/ Electronic/ Non-Electrical Fittings in the car- Cover for CNG Kit and Bi-Fuel System which are endorsed in the RC book Damage to your car: Our Car Insurance Policy provides protection for your car from loss or damage caused by misfortunes such as impact, fire, theft, riot, strike, storm, flood, landslide, malicious act and earthquake. Legal Liability to Third Parties: This policy provides for the customers legal protection against death or injury claims from third parties and for damage to third party property up to the limit of Rs. 7.5lakhs. Car Insurance Online also includes cover for your legal costs and expenses agreed by Royal Sundaram. Personal Accident: Under this Online Car Insurance we provide the Owner Driver a Capital Sum Insured of Rs. 2 lakhs for death or permanent total disability.
We also provide an option to insure other named and unnamed occupants of the car for Personal Accident benefits for death and serious injuries. Wider Legal Liability for your Paid Driver: Car Insurance Online also gives you the option to provide for a wider cover of your legal liability to your Paid Driver, over and above what is offered as per the Workmen's Compensation Act. Deductible: Car Insurance Online includes a deductible of Rs.500 for cars not exceeding 1,500cc and Rs.1,000 for cars exceeding 1,500cc. This means that you pay the first amount of each claim for loss or damage to your car. This policy gives you the opportunity to get a discount on the premium if you choose to increase this deductible. The discount is allowed from the Loss or Damage Section premium. There are two types of Motor or Car Insurance. They are:(i) Liability Only Policy - This covers Third Party Liability for bodily injury and death and Third Party Property Damage. Personal Accident cover for Owner-Driver is also included.(ii) Package Policy - This covers Loss or Damage to the vehicle insured (Own Damage) in addition to the Third party cover. It is also known as comprehensive cover.
Malicious Act - Damage caused by a person driving the car under the influence of alcohol or drugs - Burglary, ousebreaking/ Theft - Other exclusions as per the policy terms and conditions - Landslide - Transit - Earthquake - Storm and Flood - Terrorism b) Liability to Third Parties (Additional Covers) What is covered What is not covered - Legal protection for death or injury claims from third parties, including occupants of your car - Damage to your personal property - Legal protection for damage to third party property - Costs and expenses incurred without our prior written consent - Legal costs and expenses - Other exclusions as per the policy terms and conditions C) Personal Accident Cover to Owner/ Driver: This insurance policy provides compulsory Personal Accident Cover to the owner/ driver whilst driving the vehicle including mounting into/ dismounting from or traveling in the insured vehicle as a co–driver for Rs. 2 lakhs. Extra Covers offered under Car Insurance Online Policy - Personal Accident Cover to Unnamed Passengers and paid driver for a maximum of Rs. 2 lakhs per person - Personal.
Accident Benefits for you, your paid driver and occupants of your car Legal liability to paid driver employed in connection with the operation of insured private car- Legal Liability to the Employees of the Insured other than paid driver who may be driving or travelling in the car - Comprehensive cover for Electrical/ Electronic/ Non-Electrical Fittings in the car- Cover for CNG Kit and Bi-Fuel System which are endorsed in the RC book Damage to your car: Our Car Insurance Policy provides protection for your car from loss or damage caused by misfortunes such as impact, fire, theft, riot, strike, storm, flood, landslide, malicious act and earthquake. Legal Liability to Third Parties: This policy provides for the customers legal protection against death or injury claims from third parties and for damage to third party property up to the limit of Rs. 7.5lakhs. Car Insurance Online also includes cover for your legal costs and expenses agreed by Royal Sundaram. Personal Accident: Under this Online Car Insurance we provide the Owner Driver a Capital Sum Insured of Rs. 2 lakhs for death or permanent total disability.
We also provide an option to insure other named and unnamed occupants of the car for Personal Accident benefits for death and serious injuries. Wider Legal Liability for your Paid Driver: Car Insurance Online also gives you the option to provide for a wider cover of your legal liability to your Paid Driver, over and above what is offered as per the Workmen's Compensation Act. Deductible: Car Insurance Online includes a deductible of Rs.500 for cars not exceeding 1,500cc and Rs.1,000 for cars exceeding 1,500cc. This means that you pay the first amount of each claim for loss or damage to your car. This policy gives you the opportunity to get a discount on the premium if you choose to increase this deductible. The discount is allowed from the Loss or Damage Section premium. There are two types of Motor or Car Insurance. They are:(i) Liability Only Policy - This covers Third Party Liability for bodily injury and death and Third Party Property Damage. Personal Accident cover for Owner-Driver is also included.(ii) Package Policy - This covers Loss or Damage to the vehicle insured (Own Damage) in addition to the Third party cover. It is also known as comprehensive cover.
Car Insurance Faqs
The Private Car can be used for social, domestic and pleasure purposes and also for business purposes excluding the carriage of goods other than samples by the insured or his employees. The Insurer will protect the customer against any loss or damage to the Private Car and its accessories whilst thereon for the following events:- Fire, explosion, self ignition or lightning - Burglary, housebreaking or theft Riot or strike Earthquake (fire and shock damage) - Flood typhoon, hurricane, storm, tempest, inundation, cyclone, hailstorm, frost - Accidental external means Malicious act Terrorist activity Whilst in transit by road, rail, inland- waterway, lift, elevator or air Land slide, rock slide What are the exclusions under Private Car package policies? The exclusions are: Consequential loss, depreciation, wear and tear, mechanical or electrical breakdown, failure or breakages Any damage to tyres and tubes unless the vehicle is also damaged. The liability of the Insurer will be restricted to 50% of the cost of replacement if the claim is admitted. If the private car is driven by a person who is under the influence of intoxicating liquor or drugs at the time of loss Driving without a Valid Driving Licence.
If the vehicle is used for hire or reward, carriage of goods other than samples, racing and other racing related purposes and motor trade purposes. What is the third party liability covered under Private Car package policy? The Insured will be covered for any liability arising from any accident caused by or arising out of the use of the private car in respect of: Death or bodily injury to third parties (unlimited liability) Damage to the third party property (minimum of Rs.6000/- and max of Rs.7,50,000 What is the period for which a Private Car policy is issued? All motor policies are annual policies issued for a period of twelve months. However for the purpose of renewal an extension to a further period (which should be less than 12 months) can be allowed with the approval of a competent authority. An additional premium will be collected for such extensions. Period less than 12 months can be given on Short Period basis only with the approval of the competent authority. When do we require a proposal form from the customer? We require a proposal form in the following situations New Business Other Company renewal - On Transfer of Interest.
On conversion of Liability Only cover to Package PolicyChange / Substitution of the vehicle - On alteration / improvement of vehicle either during the period of the policy or during renewal When do pre acceptance inspections need to be carried out? Customer need to produce the vehicle for inspection under the following circumstances: - In case of break in insurance In case of conversion of TP cover to OD cover In case of covering imported vehicles - In case of fresh payment received after cheque bounceAn authorized person from the Underwriting department will inspect the vehicle. What are the factors that determine the premium rating for Private Cars? The premium rating for Private Cars is based on the following factors Insured's Declared Value (IDV Cubic Capacity of the Geographical Age of the vehicle What are the zones under which Private Cars are rated? For the purpose of rating, the whole of India is divided into two zones depending upon the place of registration. The zones are:Zone A - Ahmedabad, Bangalore, Chennai, Hyderabad, Kolkata, Mumbai, New Delhi and Pune.Zone B - Rest of India What is Insured Declared Value (IDV)? And how is it calculated?
IDV means Insured's Declared Value. It is the value of the vehicle, which is arrived at by adjusting the current manufacturer's listed selling price of the vehicle with depreciation percentage as prescribed in the Tariff. Manufacturer's listed Selling Price will include Local Duties/Taxes, excluding Registration and Insurance.For the vehicles that are obsolete or aged over 5 years, the IDV will the value agreed between the Insurer and the Insured. The value of the obsolete vehicles and the vehicles aged over 5 years are arrived by our Assessment Team with the help of various resources like IMAs, Panel of Surveyors, Car Dealers, Second Hand Car dealers, etc. Depreciation slabs for arriving at IDV are below: SCHEDULE FOR DEPRECIATION FOR ARRIVING AT IDV AGE OF THE VEHICLE % OF DEPRECIATION FOR FIXING IDV Not exceeding 5% Exceeding 6 Months but not exceeding 1 Year 15% Exceeding 1 Year but not exceeding 2 Exceeding 2 Years but not exceeding 3 Years 30% Exceeding 3 Years but not exceeding 4 Years 40% Exceeding 4 Years but not exceeding 5 50% What are Electrical Electronic accessories in a private car.
If the vehicle is used for hire or reward, carriage of goods other than samples, racing and other racing related purposes and motor trade purposes. What is the third party liability covered under Private Car package policy? The Insured will be covered for any liability arising from any accident caused by or arising out of the use of the private car in respect of: Death or bodily injury to third parties (unlimited liability) Damage to the third party property (minimum of Rs.6000/- and max of Rs.7,50,000 What is the period for which a Private Car policy is issued? All motor policies are annual policies issued for a period of twelve months. However for the purpose of renewal an extension to a further period (which should be less than 12 months) can be allowed with the approval of a competent authority. An additional premium will be collected for such extensions. Period less than 12 months can be given on Short Period basis only with the approval of the competent authority. When do we require a proposal form from the customer? We require a proposal form in the following situations New Business Other Company renewal - On Transfer of Interest.
On conversion of Liability Only cover to Package PolicyChange / Substitution of the vehicle - On alteration / improvement of vehicle either during the period of the policy or during renewal When do pre acceptance inspections need to be carried out? Customer need to produce the vehicle for inspection under the following circumstances: - In case of break in insurance In case of conversion of TP cover to OD cover In case of covering imported vehicles - In case of fresh payment received after cheque bounceAn authorized person from the Underwriting department will inspect the vehicle. What are the factors that determine the premium rating for Private Cars? The premium rating for Private Cars is based on the following factors Insured's Declared Value (IDV Cubic Capacity of the Geographical Age of the vehicle What are the zones under which Private Cars are rated? For the purpose of rating, the whole of India is divided into two zones depending upon the place of registration. The zones are:Zone A - Ahmedabad, Bangalore, Chennai, Hyderabad, Kolkata, Mumbai, New Delhi and Pune.Zone B - Rest of India What is Insured Declared Value (IDV)? And how is it calculated?
IDV means Insured's Declared Value. It is the value of the vehicle, which is arrived at by adjusting the current manufacturer's listed selling price of the vehicle with depreciation percentage as prescribed in the Tariff. Manufacturer's listed Selling Price will include Local Duties/Taxes, excluding Registration and Insurance.For the vehicles that are obsolete or aged over 5 years, the IDV will the value agreed between the Insurer and the Insured. The value of the obsolete vehicles and the vehicles aged over 5 years are arrived by our Assessment Team with the help of various resources like IMAs, Panel of Surveyors, Car Dealers, Second Hand Car dealers, etc. Depreciation slabs for arriving at IDV are below: SCHEDULE FOR DEPRECIATION FOR ARRIVING AT IDV AGE OF THE VEHICLE % OF DEPRECIATION FOR FIXING IDV Not exceeding 5% Exceeding 6 Months but not exceeding 1 Year 15% Exceeding 1 Year but not exceeding 2 Exceeding 2 Years but not exceeding 3 Years 30% Exceeding 3 Years but not exceeding 4 Years 40% Exceeding 4 Years but not exceeding 5 50% What are Electrical Electronic accessories in a private car.
Car Shield Online
Those electrical/electronic items that are not supplied by the vehicle manufacturer along with the vehicle are called Electrical/Electronic accessories. E.g., Music system that does not come along with the vehicle. What are the discounts that can be allowed under Private Car policies? The discounts that can be allowed under the Private Car policies are: - Voluntary Deductible discount - No Claim Bonus - Automobile Association Discount - Discount on Vintage CarsNo other discounts are permissible. Under what circumstances No Claim Bonus (NCB) can be allowed? It is a reward for No claim in the previous year. It can be accumulated over period of time - Starts with 20% and goes up to 50% - NCB becomes nil in case of a NCB follows the fortunes of the customer and not the vehicle - Validity - 90 days from the date of Expiry of the NCB can be utilized within 3 years (where the existing vehicle is sold and a car is purchased) - NCB recovery to be done in case of a Name Transfer - NCB gets transferred to the legal heir in case of Death of customer.
NCB can be transferred to a new vehicle in case of Substitution of vehicle of same NCB earned abroad can be given in India What are the additional PA covers available under Private Car policies?The various PA covers under Private Car policies arePA to the Owner Driver - PA to the Paid driver - PA to the Unnamed occupants - PA to the Named occupants What will happen when the customer sells his vehicle? If the customer sells the vehicle to another person, the Insurance can be transferred in the name of the buyer. The buyer (transferee) has to apply for transfer of Insurance with us, within 14 days from the date of transfer of the vehicle in his name. If the customer wants to substitute another private car of his in this policy, the policy will not be transferred to the buyer. The buyer (transferee) has to buy a fresh insurance. When is an endorsement required? An endorsement is a written evidence of an agreed change to a policy. It is a document that incorporates changes in the terms of the policy. If there are any alterations to be done in the policy the customer needs to approach the Insurance Company to effect the change in the policy. This is done by way of an endorsement.
An endorsement may be issued at the time of issuing the policy to provide additional benefits and cover (e.g., legal liability to driver) or to impose restrictions (e.g., accidental damage deductible). The wordings of those endorsements are provided in the tariff. An endorsement may also be issued subsequently to record changes such as change of address, change of name, change of vehicle etc. What are the documents required for renewing the policy? Premium Renewal Reply Form / Notice - If any changes are required in the coverage, the customer can incorporate the same in the renewal reply form Can a customer cancel his policy during the tenure of his policy?Yes, the policy can be cancelled at the option of the customer with 7 days notice to the insurer and the Insurer will cancel the policy on Short period basis and refund of premium if any, will be made. The refund will be subject to no claim under the policy and retention of minimum premium of Rs.100/-. But cancellation would be made only after ensuring that the vehicle is insured elsewhere at least for Liability Only policy. What should be done if customer cheque bounces? If cheque bounce intimation is sent to the customer, the customer needs to approach the nearest office of the Insurance Company for fresh payment immediately.
The customer needs to produce his vehicle for inspection along with bank charges of Rs.200/- to be paid. It is more critical in case of Motor insurance because the vehicle will be on road without any insurance and if any claim arises during the intermediate period, the Insurer will not be in a position to pay the claim since the premium has not been received. Protect your family and yourself with our Health Insurance Plans and get protection during sudden illness, surgeries, accidents and against acts of terrorism. Also get tax benefits under section 80D. We offer two types of Health Insurance solutions: Health Shield Online and Family Health Insurance.Family Health Insurance Online With Family Health Insurance Online, you get the advantage of covering your whole family under a single premium with a common Sum Health Shield OnlineWith Health Shield Online, you can cover your spouse, children (above 90 days) and parents (up to 50 years) and most importantly, choose the Sum Insured for each member of your family.
NCB can be transferred to a new vehicle in case of Substitution of vehicle of same NCB earned abroad can be given in India What are the additional PA covers available under Private Car policies?The various PA covers under Private Car policies arePA to the Owner Driver - PA to the Paid driver - PA to the Unnamed occupants - PA to the Named occupants What will happen when the customer sells his vehicle? If the customer sells the vehicle to another person, the Insurance can be transferred in the name of the buyer. The buyer (transferee) has to apply for transfer of Insurance with us, within 14 days from the date of transfer of the vehicle in his name. If the customer wants to substitute another private car of his in this policy, the policy will not be transferred to the buyer. The buyer (transferee) has to buy a fresh insurance. When is an endorsement required? An endorsement is a written evidence of an agreed change to a policy. It is a document that incorporates changes in the terms of the policy. If there are any alterations to be done in the policy the customer needs to approach the Insurance Company to effect the change in the policy. This is done by way of an endorsement.
An endorsement may be issued at the time of issuing the policy to provide additional benefits and cover (e.g., legal liability to driver) or to impose restrictions (e.g., accidental damage deductible). The wordings of those endorsements are provided in the tariff. An endorsement may also be issued subsequently to record changes such as change of address, change of name, change of vehicle etc. What are the documents required for renewing the policy? Premium Renewal Reply Form / Notice - If any changes are required in the coverage, the customer can incorporate the same in the renewal reply form Can a customer cancel his policy during the tenure of his policy?Yes, the policy can be cancelled at the option of the customer with 7 days notice to the insurer and the Insurer will cancel the policy on Short period basis and refund of premium if any, will be made. The refund will be subject to no claim under the policy and retention of minimum premium of Rs.100/-. But cancellation would be made only after ensuring that the vehicle is insured elsewhere at least for Liability Only policy. What should be done if customer cheque bounces? If cheque bounce intimation is sent to the customer, the customer needs to approach the nearest office of the Insurance Company for fresh payment immediately.
The customer needs to produce his vehicle for inspection along with bank charges of Rs.200/- to be paid. It is more critical in case of Motor insurance because the vehicle will be on road without any insurance and if any claim arises during the intermediate period, the Insurer will not be in a position to pay the claim since the premium has not been received. Protect your family and yourself with our Health Insurance Plans and get protection during sudden illness, surgeries, accidents and against acts of terrorism. Also get tax benefits under section 80D. We offer two types of Health Insurance solutions: Health Shield Online and Family Health Insurance.Family Health Insurance Online With Family Health Insurance Online, you get the advantage of covering your whole family under a single premium with a common Sum Health Shield OnlineWith Health Shield Online, you can cover your spouse, children (above 90 days) and parents (up to 50 years) and most importantly, choose the Sum Insured for each member of your family.
Hospital Cash Insurance Online
Hospitalization is expensive! In addition to hospital bills and medicines, incidental expenses like special diet, commuting to the hospital and back, hospital stay with the patient become an additional burden on the family's financial resources. Hospital Cash Online provides you with the solution for this extra financial burden during hospitalization. Hospital Cash Online is NOT a substitute for Health Insurance, but should be viewed as a supplement cover to help you and your family members in the event of hospitalization. Key Benefits Instant Coverage - No Documentation required - No Medical Examination required Daily Cash benefit of Rs.1000/- for up to 180 days Income Tax benefit under section 80D of the IT Act - Double Accident benefit, Triple ICU benefit and Convalescence benefit Hospitalization is expensive! In addition to hospital bills and medicines, incidental expenses like special diet, commuting to the hospital and back, hospital stay with the patient become an additional burden on the family's financial resources.
Hospital Cash Online provides you with the solution for this extra financial burden during hospitalization.Hospital Cash Online is NOT a substitute for Health Insurance, but should be viewed as a supplement cover to help you and your family members in the event of hospitalization. Key Benefits Instant Coverage No Documentation required - No Medical Examination required - Daily Cash benefit of Rs.1000/- for up to 180 days - Income Tax benefit under section 80D of the IT Act - Double Accident benefit, Triple ICU benefit and Convalescence benefit There are hidden costs to hospitalization which are not covered by Health insurance, for example, expenses incurred on conveyance by family members to and from hospital, special diet expenses, expenses incurred by family member staying with patient and so on. This product provides the insured with a daily cash benefit for each 24 hours spent in the hospital. Hospitalization could be due to sickness or accident. This product is not a substitute for Health Insurance, rather this is a supplement to the existing insurance covers bought individually or provided by the employer. Who can be insured? This insurance is available to persons between the age of 1 year and 60 years at the commencement date of the Policy.
However, renewal is accepted up to 70 years. This cover is available for Self, Spouse, Dependant Children and Dependant Parents. Key Features Instant coverage - No Medical Examination required - No Documentation required Up to 180 days of Hospitalization Cash benefit - Automatic Renewal Facility - Double Accident benefit; Triple ICU benefit - Income tax benefits on premium paid as per section 80D of the IT act - For each 24 hour period of hospital confinement, the benefit payable is the sum insured as per the plan selected by customer. Accident Benefit This benefit is payable only in excess of first 24 hours of confinement. - Benefit payable will be increased to double the illness benefit for each 24 hour period of hours of confinement, resulting from an insured person sustaining bodily injury due to road, rail or air accident. This benefit is payable up to a maximum of 21 days during the entire policy period. ICU Benefit Benefit payable will be increased to triple the illness benefit for each 24 hour period of hospital confinement, where an insured person is being confined to an intensive care unit for a maximum of 21 days during the policy period. For this purpose, the Intensive Care Unit shall be the special hospital unit for critically ill patients whose health requires continuous medical care and treatment. Convalescence Benefit A fixed lump sum amount as per Plan chosen is payable if the confinement hospital exceeds 21 consecutive days. This benefit is payable once in the policy period. This benefit is payable only if there is an admissible claim under any of the benefits. Family Discount A discount of 10% is offered if 3 or more persons are covered under the same policy.
Protect your dream Home against damage and destruction due to natural and man-made calamities. We offer two types of Home Insurance solutions: Home Shield Online and Home Contents Online. Home Contents Online Whether it is your prized electronics, precious jewellery or expensive furniture and fixtures, we provide your protection under this policy against the risk of burglary, fire and allied perils. Home Shield Online This policy covers the structure of your home, in case it is damaged or destroyed due to any natural or man-made disaster. Traveling abroad can be exciting and at the same time quite challenging, if we are not well prepared. A little bit of planning before you leave can make your trip smooth and memorable. Besides your luggage, money, passport and tickets, the next important item to accompany you on your trip is a reliable travel insurance plan to take care of any unexpected event. Until you return to India, Travel Shield guards you from unexpected incidents such as baggage delay, loss of baggage, flight delays, medical expenses and loss of travel documents, all under one convenient package, at an affordable price.
Hospital Cash Online provides you with the solution for this extra financial burden during hospitalization.Hospital Cash Online is NOT a substitute for Health Insurance, but should be viewed as a supplement cover to help you and your family members in the event of hospitalization. Key Benefits Instant Coverage No Documentation required - No Medical Examination required - Daily Cash benefit of Rs.1000/- for up to 180 days - Income Tax benefit under section 80D of the IT Act - Double Accident benefit, Triple ICU benefit and Convalescence benefit There are hidden costs to hospitalization which are not covered by Health insurance, for example, expenses incurred on conveyance by family members to and from hospital, special diet expenses, expenses incurred by family member staying with patient and so on. This product provides the insured with a daily cash benefit for each 24 hours spent in the hospital. Hospitalization could be due to sickness or accident. This product is not a substitute for Health Insurance, rather this is a supplement to the existing insurance covers bought individually or provided by the employer. Who can be insured? This insurance is available to persons between the age of 1 year and 60 years at the commencement date of the Policy.
However, renewal is accepted up to 70 years. This cover is available for Self, Spouse, Dependant Children and Dependant Parents. Key Features Instant coverage - No Medical Examination required - No Documentation required Up to 180 days of Hospitalization Cash benefit - Automatic Renewal Facility - Double Accident benefit; Triple ICU benefit - Income tax benefits on premium paid as per section 80D of the IT act - For each 24 hour period of hospital confinement, the benefit payable is the sum insured as per the plan selected by customer. Accident Benefit This benefit is payable only in excess of first 24 hours of confinement. - Benefit payable will be increased to double the illness benefit for each 24 hour period of hours of confinement, resulting from an insured person sustaining bodily injury due to road, rail or air accident. This benefit is payable up to a maximum of 21 days during the entire policy period. ICU Benefit Benefit payable will be increased to triple the illness benefit for each 24 hour period of hospital confinement, where an insured person is being confined to an intensive care unit for a maximum of 21 days during the policy period. For this purpose, the Intensive Care Unit shall be the special hospital unit for critically ill patients whose health requires continuous medical care and treatment. Convalescence Benefit A fixed lump sum amount as per Plan chosen is payable if the confinement hospital exceeds 21 consecutive days. This benefit is payable once in the policy period. This benefit is payable only if there is an admissible claim under any of the benefits. Family Discount A discount of 10% is offered if 3 or more persons are covered under the same policy.
Protect your dream Home against damage and destruction due to natural and man-made calamities. We offer two types of Home Insurance solutions: Home Shield Online and Home Contents Online. Home Contents Online Whether it is your prized electronics, precious jewellery or expensive furniture and fixtures, we provide your protection under this policy against the risk of burglary, fire and allied perils. Home Shield Online This policy covers the structure of your home, in case it is damaged or destroyed due to any natural or man-made disaster. Traveling abroad can be exciting and at the same time quite challenging, if we are not well prepared. A little bit of planning before you leave can make your trip smooth and memorable. Besides your luggage, money, passport and tickets, the next important item to accompany you on your trip is a reliable travel insurance plan to take care of any unexpected event. Until you return to India, Travel Shield guards you from unexpected incidents such as baggage delay, loss of baggage, flight delays, medical expenses and loss of travel documents, all under one convenient package, at an affordable price.
BPO Companies Offering Services to Remote Clients
With the reduction in communication costs and improved bandwidths and associated infrastructure, BPO as a segment is witnessing a massive growth. One of the key challenges that BPO companies that provide data entry/data validation services is an efficient and effective way of getting the source documents from different customers and accurately route the same to different operators for processing. This is where ViciDocs BPO can help. Typical Requirements of BPO Companies As part of BPO, documents need to be managed between the outsourcing company and the offshore company. Multiple clients need to be managed by the BPO Company. Security of the documents has to be ensured so that there is no unauthorized access of the documents to other organizations. Quick turnaround times have to be managed. Appropriate process flow of the documents has to be present in the system to check the status of the documents at any point of time. How ViciDocs can be used ViciDocs is ideal for such situations. Leveraging its rich features the following methodology can be adopted ViciDocs-BPO has been designed with ViciDocs as the base product to suit the BPO vertical requirements.
This is a complete web based solution, which enables the BPO Company's clients to store documents automatically on the server. Clients can scan documents from multiple locations and an automatic uploader module that can be scheduled automatically uploads the documents. Documents uploaded are automatically routed to specific users based on the rules definable by the admin user. Documents uploaded are automatically routed to specific users based on the rules definable by the admin user. Data Entry and Quality check users can automatically download the documents in a web- based interface to do their respective operations on the documents uploaded. Comprehensive reports have been developed to track the status of the documents at any given point of time. Benefits provided by ViciDocs Huge reduction in printing, dispatch costs. Seamless process that is fully integrated ensuring better quality of service to customers. Cost reductions by automation of upload processes from clients; automatic routing of documents to operators using OCR.
Documents as well as the status of process is accessible quickly and from anywhere to BPO management as well as customers. Security of documents as they are stored in digital form. Enriched experience for users as they can search for documents and process them online. Healthcare organizations generate various documents for each patient including diagnosis, treatment advised, blood test reports, pathology results, X-ray reports, analysis reports etc.. Each of these documents is critical and may be referred to. Further, there are a number of medico-legal cases that are admitted in the hospital and there is a statutory obligation on the part of the hospital to provide the details of any specific case if such a request from competent authority (courts or police or investigation agencies). This implies that the hospital administration typically spends lot of time trying to retrieve these records and maintaining them. Often due to the deluge of documents it becomes impossible to locate the correct record which can cause many problems operationally and also in some cases from a legal viewpoint. Also since the hard copies cannot be shared there is unnecessary and tedious retyping of data or creation of copies of the document.
ViciDocs creates a central electronic repository of the patient records, which can be scanned into the system. Folders for each patient can be created and security can be applied which ensures confidentiality of the documents The documents can be indexed with data like patient name, patient number, date etc.. Any documents related to the patient which are generated electronically (like WORD, Excel files) can be directly imported into the system Version control feature of ViciDocs ensures that documents cannot be altered without tracking the changes and with audit history Benefits provided by ViciDocs Patient records can be retrieved easily and instantaneously The documents can be shared over the LAN/intranet thus preventing wasteful copies Documents retrieved can be emailed to the concerned doctor or anyone else Since the patient history is available instantaneously, the valuable time of specialists etc is savedWith documents in digital format and with backup features, ViciDocs ensures the safety of documents ViciDocs allows viewing the documents, even if you don't have the application corresponding to the document. For example, you need not have Microsoft Word installed on the system to display a DOC file format document.
This is a complete web based solution, which enables the BPO Company's clients to store documents automatically on the server. Clients can scan documents from multiple locations and an automatic uploader module that can be scheduled automatically uploads the documents. Documents uploaded are automatically routed to specific users based on the rules definable by the admin user. Documents uploaded are automatically routed to specific users based on the rules definable by the admin user. Data Entry and Quality check users can automatically download the documents in a web- based interface to do their respective operations on the documents uploaded. Comprehensive reports have been developed to track the status of the documents at any given point of time. Benefits provided by ViciDocs Huge reduction in printing, dispatch costs. Seamless process that is fully integrated ensuring better quality of service to customers. Cost reductions by automation of upload processes from clients; automatic routing of documents to operators using OCR.
Documents as well as the status of process is accessible quickly and from anywhere to BPO management as well as customers. Security of documents as they are stored in digital form. Enriched experience for users as they can search for documents and process them online. Healthcare organizations generate various documents for each patient including diagnosis, treatment advised, blood test reports, pathology results, X-ray reports, analysis reports etc.. Each of these documents is critical and may be referred to. Further, there are a number of medico-legal cases that are admitted in the hospital and there is a statutory obligation on the part of the hospital to provide the details of any specific case if such a request from competent authority (courts or police or investigation agencies). This implies that the hospital administration typically spends lot of time trying to retrieve these records and maintaining them. Often due to the deluge of documents it becomes impossible to locate the correct record which can cause many problems operationally and also in some cases from a legal viewpoint. Also since the hard copies cannot be shared there is unnecessary and tedious retyping of data or creation of copies of the document.
ViciDocs creates a central electronic repository of the patient records, which can be scanned into the system. Folders for each patient can be created and security can be applied which ensures confidentiality of the documents The documents can be indexed with data like patient name, patient number, date etc.. Any documents related to the patient which are generated electronically (like WORD, Excel files) can be directly imported into the system Version control feature of ViciDocs ensures that documents cannot be altered without tracking the changes and with audit history Benefits provided by ViciDocs Patient records can be retrieved easily and instantaneously The documents can be shared over the LAN/intranet thus preventing wasteful copies Documents retrieved can be emailed to the concerned doctor or anyone else Since the patient history is available instantaneously, the valuable time of specialists etc is savedWith documents in digital format and with backup features, ViciDocs ensures the safety of documents ViciDocs allows viewing the documents, even if you don't have the application corresponding to the document. For example, you need not have Microsoft Word installed on the system to display a DOC file format document.
Custom Imaging Solutions
Vicisoft Technologies provides custom development services for building applications involving imaging, recognition, indexing or search technologies as per the specific requirements of the Clients. These solutions are built using C, C++, VC++.For instance we built an application for a Client based in the Middle East for scanning news items published in various papers and journals from various locations along with support for Annotations for the users to add their comments. All these can be uploaded to a specific location on the Internet and the Organization's CEO can view all these as Reports (the actual clippings along with the comments). Scan Client for Lotus Notes ScanClient for Notes product from the ViciDocs suite allows Lotus Notes users to attach scanned documents directly to the emails from the Notes Client with a seamless interface.How does a user using Lotes notes client send a paper based document to another user? The user has to use the scanning software that comes with the scanner, scan the document, store it in the local machine and then attach the local scanned document to the new email.Apart from the tedious process, the following are some of the issues that compound the problem.
How to scan a multi page document? How to set the scanning options What output format should be used for scanning the document? How to scan the document from the ADF (Automatic Document Feeder) and the Flat Bed of the scanner? Whenever the scanner is changed, user training has to be done to understand the scanner options Throw away all those problems and use a one common simple interface independent of the scanner to scan your paper documents and attach them to the emails.Not just that, scan interface is incorporated into the email design of Notes Client directly thus presenting a much simpler integration. Screenshots "Scan It" option in the New Memo of Lotus Notes email client along with the common Scanning options interface which comes up independant of the scanner used. Scanned document shown as an attachment to the email message Attachment when double clicked gets displayed in the default image viewer of notes client.
ViciDocs Suite now includes a powerful distributed capture solution that can be integrated with LOTUS Domino.Doc system. For organizations that already have formalized DMS like LOTUS Domino.Doc in place, the challenge is to have a seamless capture mechanism for capturing documents in paper form as well as electronic form into the DMS repository. This is what ViciCapture can enable by seamlessly integrating with LOTUS Domino and by providing a means for systematic and organized addition of documents to the DMS. ViciCapture is a distributed capture solution with advanced capabilities which include: Support for scanning in paper documents from distributed capture stations. Facility for importing computer documents.Recognition of scanned using OCR/ICR/MICR technologies. Customizable index fields.Distributed architecture leading to robustness and scalability. Smooth Integrability with external DMS through APIs. Provides a single, consistent capture interface for all content regardless of the format. Can be used with any existing TWAIN-compatible scanners, MFPs (Multi Function Peripherals)and reduces ongoing cost of capturing content. ViciCapture is currently integrated with the following DMS: ViciDocs Enterprise Lotus Domino.doc ViciCapture is available on Microsoft platform and is also compliant with Microsoft.Net.
Fax integration is one of the important requirements for any enterprise that requires an integrated electronic document management solution. By providing seamless integration with fax in the Document Capture, oranizations now have a single-stop solution for various types of documents they deal with - paper documents; electronic documents; emails; faxes ! Key highlights of the fax integration are: Support for popular Fax software like Microsoft Fax. Enables setting of configuration by users to auto archive incoming faxes to designated folder in the repository. Administrator can define multiple fax settings within the network. Users can also send specific documents in the repository as fax to external fax devices using the fax service in the system. Extraction of content from incoming fax data using OCR for full text indexing.Auto-Capture and indexing of standard fax related metadata such as Source Fax Number; Subject; From; To; Date; Destination Number etc, where available. Powerful storage algorithms for speedy search and retrieval. Fax documents archived can be viewed using standard Image viewers. Benefits: Auto Capture of incoming faxes. Finding information in the faxes received by the organization lot easier as faxes can be searched for full text of the content. Retrievability of specific faxes based on auto-captured metadata also. Helps the organization comply with the legal regulations for data retention. Eliminates the need for end users to employ individual archive files for faxes.
How to scan a multi page document? How to set the scanning options What output format should be used for scanning the document? How to scan the document from the ADF (Automatic Document Feeder) and the Flat Bed of the scanner? Whenever the scanner is changed, user training has to be done to understand the scanner options Throw away all those problems and use a one common simple interface independent of the scanner to scan your paper documents and attach them to the emails.Not just that, scan interface is incorporated into the email design of Notes Client directly thus presenting a much simpler integration. Screenshots "Scan It" option in the New Memo of Lotus Notes email client along with the common Scanning options interface which comes up independant of the scanner used. Scanned document shown as an attachment to the email message Attachment when double clicked gets displayed in the default image viewer of notes client.
ViciDocs Suite now includes a powerful distributed capture solution that can be integrated with LOTUS Domino.Doc system. For organizations that already have formalized DMS like LOTUS Domino.Doc in place, the challenge is to have a seamless capture mechanism for capturing documents in paper form as well as electronic form into the DMS repository. This is what ViciCapture can enable by seamlessly integrating with LOTUS Domino and by providing a means for systematic and organized addition of documents to the DMS. ViciCapture is a distributed capture solution with advanced capabilities which include: Support for scanning in paper documents from distributed capture stations. Facility for importing computer documents.Recognition of scanned using OCR/ICR/MICR technologies. Customizable index fields.Distributed architecture leading to robustness and scalability. Smooth Integrability with external DMS through APIs. Provides a single, consistent capture interface for all content regardless of the format. Can be used with any existing TWAIN-compatible scanners, MFPs (Multi Function Peripherals)and reduces ongoing cost of capturing content. ViciCapture is currently integrated with the following DMS: ViciDocs Enterprise Lotus Domino.doc ViciCapture is available on Microsoft platform and is also compliant with Microsoft.Net.
Fax integration is one of the important requirements for any enterprise that requires an integrated electronic document management solution. By providing seamless integration with fax in the Document Capture, oranizations now have a single-stop solution for various types of documents they deal with - paper documents; electronic documents; emails; faxes ! Key highlights of the fax integration are: Support for popular Fax software like Microsoft Fax. Enables setting of configuration by users to auto archive incoming faxes to designated folder in the repository. Administrator can define multiple fax settings within the network. Users can also send specific documents in the repository as fax to external fax devices using the fax service in the system. Extraction of content from incoming fax data using OCR for full text indexing.Auto-Capture and indexing of standard fax related metadata such as Source Fax Number; Subject; From; To; Date; Destination Number etc, where available. Powerful storage algorithms for speedy search and retrieval. Fax documents archived can be viewed using standard Image viewers. Benefits: Auto Capture of incoming faxes. Finding information in the faxes received by the organization lot easier as faxes can be searched for full text of the content. Retrievability of specific faxes based on auto-captured metadata also. Helps the organization comply with the legal regulations for data retention. Eliminates the need for end users to employ individual archive files for faxes.
Testimonials
"Implementation of ViciDocs Enterprise DMS has truly transformed the way the operations were handled in the Purchase Department. The Bulk Scan features and barcode based routing are used extensively to capture all the POs and Invoices with the related documentation in the central repository. User configurable metadata indexing and search features ensure that we can now retrieve any PO/Invoice based on the transaction reference number and/or date, vendor name etc. The tech support provided with ViciDocs is competent and has been highly responsive to our needs." Mr.Sujit Matthew, Senior Systems Manager, Bahwan Engineering Co.LLC, Muscat - OMAN "ViciDocs BPO implementation has been central to our offshore Accounting BPO process. With features for automatic upload of invoices/vouchers from disparate locations spread across the globe; automatic routing of vouchers based on client name in the vouchers and web based workflow for data entry and verification and most of all elaborate security settings -- ViciDocs BPO addressed all the concerns that our partners and Clients in USA had about the processing issues"
"Implementation of ViciDocs Enterprise has cut the total leadtime of our daily news clip tracking and reporting by more than 50%. The best part was the flexibility in ViciDocs to add specific modules for News item clipping (from scanned newspapers) and having pre-defined, customized index data as per our business requirements. We are now able to capture the news coverage across 15 different locations on a daily basis; categorize the clips and provide highly informative reports to customers in a matter of few hours in the morning which was a significant improvement over the largely manual and time-taking process that existed before." We implemented ViciDocs as part of a large Government KM portal that provides lot of useful information to its member companies located in SIngapore. This was a complete web based implementation and required integration of ViciDocs into the portal. The project goal was to share knowledge on IQCs comprising best practices, tools & resources and transfer these to the industries to raise productivity. Implementation of ViciDocs Enterprise as a web based Knowledge Management tool in combination with other KM components like Discussion Forum achieved exactly that.
The integration was absolutely seamless with the powerful Search and retrieve modules integrated in addition to certain custom-built content management features." After implementing Vicidocs, we have digitized more than 10000 project theses. Students as well as faculty can now access these literally at the click of a button in electronic form. No more waiting time at the library counter and finding theses on any given topic has never been easier!!!" “Retrieving a specific case from out of the mountains of paper was not only becoming time consuming and difficult, it was soon turning out to be a health hazard in itself. We needed a System for quicker, safer and reliable archival and retrieval of medical records and other documents”,says Mr.Ramakrishna Kalaga, a Senior Vice President at CDR Group and adds "ViciDocs fitted nicely into this scheme with its powerful capture and search modules and its ability to integrate with external applications”.
The scanner needs to be TWAIN compatible. TWAIN is the de facto standard interface between software applications and image-capturing devices such as scanners. Nearly all scanners contain a TWAIN driver, but only TWAIN-compatible software can use the technology.Low-end scanners currently start from $100 onwards and a high performance one costs about $800-1000. A high performance scanner can easily scan more than 150 pages (with black and white text) per minute. On which operating systems does ViciDocs work?ViciDocs server requires a NT server/2000 Server. The client applications can run on any windows operating systems like Win 95/98/ME/NT Workstation etc., What is OCR? How accurate is it?Optical Character Recognition (OCR) is a software module, which converts image documents to text documents. The accuracy of OCR software depends on the quality of paper and printing. For laser-printed documents OCRs typically have more than 99% accuracy whereas for documents like faxes the accuracy falls to 80-85%.
"Implementation of ViciDocs Enterprise has cut the total leadtime of our daily news clip tracking and reporting by more than 50%. The best part was the flexibility in ViciDocs to add specific modules for News item clipping (from scanned newspapers) and having pre-defined, customized index data as per our business requirements. We are now able to capture the news coverage across 15 different locations on a daily basis; categorize the clips and provide highly informative reports to customers in a matter of few hours in the morning which was a significant improvement over the largely manual and time-taking process that existed before." We implemented ViciDocs as part of a large Government KM portal that provides lot of useful information to its member companies located in SIngapore. This was a complete web based implementation and required integration of ViciDocs into the portal. The project goal was to share knowledge on IQCs comprising best practices, tools & resources and transfer these to the industries to raise productivity. Implementation of ViciDocs Enterprise as a web based Knowledge Management tool in combination with other KM components like Discussion Forum achieved exactly that.
The integration was absolutely seamless with the powerful Search and retrieve modules integrated in addition to certain custom-built content management features." After implementing Vicidocs, we have digitized more than 10000 project theses. Students as well as faculty can now access these literally at the click of a button in electronic form. No more waiting time at the library counter and finding theses on any given topic has never been easier!!!" “Retrieving a specific case from out of the mountains of paper was not only becoming time consuming and difficult, it was soon turning out to be a health hazard in itself. We needed a System for quicker, safer and reliable archival and retrieval of medical records and other documents”,says Mr.Ramakrishna Kalaga, a Senior Vice President at CDR Group and adds "ViciDocs fitted nicely into this scheme with its powerful capture and search modules and its ability to integrate with external applications”.
The scanner needs to be TWAIN compatible. TWAIN is the de facto standard interface between software applications and image-capturing devices such as scanners. Nearly all scanners contain a TWAIN driver, but only TWAIN-compatible software can use the technology.Low-end scanners currently start from $100 onwards and a high performance one costs about $800-1000. A high performance scanner can easily scan more than 150 pages (with black and white text) per minute. On which operating systems does ViciDocs work?ViciDocs server requires a NT server/2000 Server. The client applications can run on any windows operating systems like Win 95/98/ME/NT Workstation etc., What is OCR? How accurate is it?Optical Character Recognition (OCR) is a software module, which converts image documents to text documents. The accuracy of OCR software depends on the quality of paper and printing. For laser-printed documents OCRs typically have more than 99% accuracy whereas for documents like faxes the accuracy falls to 80-85%.
Vicidocs pronto
An indexing engine is a software module that stores the position of words in a document so that searching for the document is facilitated. ViciDocs has a proprietary indexing engine, which is very powerful - it stores the position of each word in the document and also allows for fuzzy search capabilities. How are documents stored after scanning? How much disk space does one page occupy typically?The documents are stored in the TIFF format. A black and white text page with 50 lines after scanning typically occupies around 50KB. Is there any limit to the number of users of ViciDocs?Based on the licensing purchased by you the number of concurrent users is limited. But please contact info@vicidocs.com for unlimited user license. And the performance is dependant only on the hardware resources available on the server System Requirements ViciDocs Pronto can be deployed on a single machine or on multiple machines as per the specific requirements of the user. This is essentially a function of the size of the repository and/or the specific configuration preferences the Client may have. The hardware and software requirements will depend on that.
Hardware Requirements:Machine Configuration: The configuration of the machine has to be an Intel Pentium–II upwards with a suggested RAM of 128 MB; a minimum HDD of 10 GB and network card. Scanner:The Scanner needs to be a Twain-Compatible scanner with the maximum dpi for better quality of the images. The Speed of Scanner and other additional features like ADF can be as per the Organization preferences. (ii) SOFTWARE EQUIREMENTS: Operating System:The machine can run on Windows 95/98/NT/2000/ME. ODBC Driver for Microsoft Access is required on the machine. (iii) OTHER DEPENDENCIES: Apart from converting Paper documents to searchable digital documents, ViciDocs Pronto also supports any of the existing electronic document formats including MS-Word, RTF, PDF, MS-Excel, MS-Power Point, HTML, Plain Text and TIFF images (Group 3 compressed) etc where the existing softcopies of any of these document formats can be stored in ViciDocs repository. The native application installation for the respective document format will be required to view these files.For machines connected to the Scanners, appropriate Scanner Drivers should have been loaded onto the machine before using ViciDocs Pronto.
These drivers are normally given with the Scanner itself and are also usually downloadable from the web sites of the manufacturer. The Twain driver should also be pre installed for the scanner for ViciDocs Pronto application to automatically scan and store the documents in the repository. Document imaging refers to the conversion of paper documents into electronic images on your computer. Document imaging has become immensely popular as it offers many benefits to organizations like: Capture: This refers to capture of documents, both paper and electronic based. Paper documents are scanned in and typically a document management system offers various features like multipage creation etc for this process. Electronic documents are imported into the system. Storage: Document Management Systems should provide safe and reliable storage for documents. A good storage system will accommodate changing documents, growing volumes and advancing technology.
Indexing: Documents are indexed for easy retrieval. Indexing can be full-text (wherein documents can be retrieved by any word/phrase within them) or few fields or keywords which are manually entered. Retrieval: This allows for retrieval of the documents using the index information or the hierarchical classification. Also convenient viewing of the retrieved documents should be provided. Access: The system should provide authorized access to documents and maintain an audit trail. Vicisoft is registered with the Software Technology Parks of India (STPI) and offers premium offshore software development services. With Offices located in India, UAE and USA, Vicisoft offers solutions in the areas of Document Management, Email Archival and ERP. Vicisoft is certified as per ISO 9001:2000 standards by UKAS and ANAB for Document Management Solutions developed at Vicisoft for Standard Product as well as Customer Specific versions made with customizations to the standard version.
Hardware Requirements:Machine Configuration: The configuration of the machine has to be an Intel Pentium–II upwards with a suggested RAM of 128 MB; a minimum HDD of 10 GB and network card. Scanner:The Scanner needs to be a Twain-Compatible scanner with the maximum dpi for better quality of the images. The Speed of Scanner and other additional features like ADF can be as per the Organization preferences. (ii) SOFTWARE EQUIREMENTS: Operating System:The machine can run on Windows 95/98/NT/2000/ME. ODBC Driver for Microsoft Access is required on the machine. (iii) OTHER DEPENDENCIES: Apart from converting Paper documents to searchable digital documents, ViciDocs Pronto also supports any of the existing electronic document formats including MS-Word, RTF, PDF, MS-Excel, MS-Power Point, HTML, Plain Text and TIFF images (Group 3 compressed) etc where the existing softcopies of any of these document formats can be stored in ViciDocs repository. The native application installation for the respective document format will be required to view these files.For machines connected to the Scanners, appropriate Scanner Drivers should have been loaded onto the machine before using ViciDocs Pronto.
These drivers are normally given with the Scanner itself and are also usually downloadable from the web sites of the manufacturer. The Twain driver should also be pre installed for the scanner for ViciDocs Pronto application to automatically scan and store the documents in the repository. Document imaging refers to the conversion of paper documents into electronic images on your computer. Document imaging has become immensely popular as it offers many benefits to organizations like: Capture: This refers to capture of documents, both paper and electronic based. Paper documents are scanned in and typically a document management system offers various features like multipage creation etc for this process. Electronic documents are imported into the system. Storage: Document Management Systems should provide safe and reliable storage for documents. A good storage system will accommodate changing documents, growing volumes and advancing technology.
Indexing: Documents are indexed for easy retrieval. Indexing can be full-text (wherein documents can be retrieved by any word/phrase within them) or few fields or keywords which are manually entered. Retrieval: This allows for retrieval of the documents using the index information or the hierarchical classification. Also convenient viewing of the retrieved documents should be provided. Access: The system should provide authorized access to documents and maintain an audit trail. Vicisoft is registered with the Software Technology Parks of India (STPI) and offers premium offshore software development services. With Offices located in India, UAE and USA, Vicisoft offers solutions in the areas of Document Management, Email Archival and ERP. Vicisoft is certified as per ISO 9001:2000 standards by UKAS and ANAB for Document Management Solutions developed at Vicisoft for Standard Product as well as Customer Specific versions made with customizations to the standard version.
Management
Vicisoft is promoted by alumni of the internationally reputed Indian Institute of Technology, Chennai. Key People involved in the management of the Company are all well experienced and well qualified. Summary of the management team profiles is: Sastry Chemudupaty, B. Tech(IIT Madras-1994)Founder, Managing Director and CTOHas extensive experience in software as a developer as well as a consultant. After a stint of around 18 months at Infosys Technologies Limited in India, he was associated as a software consultant with various leading companies in the USA for over two years, during when he enriched his expertise in software applications using Client-Server technology, web-based programming and in distributed computing environments. Designing application architecture and project management are the key strengths apart from a deep rooting in the area of Document Management (worked for Kodak, Rochester for around two years). At Vicisoft, Sastry is responsible for the overall performance of the company and for the technology functions.
Sharath Kondapalli, B. Tech (IIT Madras-1994), PGDM(IIM Calcutta-1996)Founder, Director-International OperationsWorked in Standard Chartered Bank for over three years, during when he held various managerial responsibilities in the organization. His responsibilities included being the Project Manager for implementation of an Oracle-based multi-user Back-Office System connected on the Bank's leased line network. At Vicisoft, Sharath is involved in the functions of marketing, operations and administration. Sharath looks after UAE operations and will be responsible for DMS sales in the region and for managing International Channel partners. Manish Gunwani, B.Tech (IIT Madras-1994), PGDM(IIM Bangalore-1996)Founder, Director-India OperationsWas research analyst at SSKI, one of India's leading investment banks. Main responsibility included analysis of information technology sector, which involved investigating the various issues affecting the industry and the performance of major listed Indian software companies. At Vicisoft, Manish is involved in the functions of marketing, finance and operations.
Manish is responsibile for managing Channel Partners in India and in handling India operations. C.S. Raju, B.E (OU), M.Tech. (JNTU Hyderabad) Founder, Director-HR & dministrationWorked for the Government for over 10 years before switching to Software development. After a brief stint in US as software developer, returned to India and co-founded Vicisoft. At Vicisoft, Raju is involved in the HR and Administration. S.P. Chaudhuri, MMS, (BITS Pilani-1983)Director-International SalesOver 22 years of experience in the fields of Information Technology Systems and ERP Solutions both in India and the Arabian Gulf. S.P. Chaudhuri's career started with PCL and over a span of 9 years with the company, was involved in launching and Sales/Marketing of a number of product lines. After last serving as PCL's Regional Sales Manager of South region out of Madras (now Chennai), in 1993 he moved to Dubai, UAE. Here he established and managed one of the first ERP companies of UAE in collaboration with a well known local group.
The company was involved in sales and implemention of International ERP systems in major multinational and local firms as well as developed its own mid range ERP product. He posseses extensive experience of sales and overall project management of Vertical Industry IT Solutions in the Retail & Distribution, Healthcare, Hospitality and Money Exchange industries. At Vicisoft, SP will be responsible for International sales for its ERP and DMS product suites and will be responsible for establish new sales channels. Built on state-of-the-art technologies with user-centric focus, these solutions provide rich features that are extremely useful and easily usable.In recognition of the need for some clients, ViciDocs Suite also comprises of a unique Service Offering where the DMS implementation and associated services like digitization, archival and indexing are bundled in the offering. The Ready-To-Deploy Products/Services in ViciDocs Suite are:
Sharath Kondapalli, B. Tech (IIT Madras-1994), PGDM(IIM Calcutta-1996)Founder, Director-International OperationsWorked in Standard Chartered Bank for over three years, during when he held various managerial responsibilities in the organization. His responsibilities included being the Project Manager for implementation of an Oracle-based multi-user Back-Office System connected on the Bank's leased line network. At Vicisoft, Sharath is involved in the functions of marketing, operations and administration. Sharath looks after UAE operations and will be responsible for DMS sales in the region and for managing International Channel partners. Manish Gunwani, B.Tech (IIT Madras-1994), PGDM(IIM Bangalore-1996)Founder, Director-India OperationsWas research analyst at SSKI, one of India's leading investment banks. Main responsibility included analysis of information technology sector, which involved investigating the various issues affecting the industry and the performance of major listed Indian software companies. At Vicisoft, Manish is involved in the functions of marketing, finance and operations.
Manish is responsibile for managing Channel Partners in India and in handling India operations. C.S. Raju, B.E (OU), M.Tech. (JNTU Hyderabad) Founder, Director-HR & dministrationWorked for the Government for over 10 years before switching to Software development. After a brief stint in US as software developer, returned to India and co-founded Vicisoft. At Vicisoft, Raju is involved in the HR and Administration. S.P. Chaudhuri, MMS, (BITS Pilani-1983)Director-International SalesOver 22 years of experience in the fields of Information Technology Systems and ERP Solutions both in India and the Arabian Gulf. S.P. Chaudhuri's career started with PCL and over a span of 9 years with the company, was involved in launching and Sales/Marketing of a number of product lines. After last serving as PCL's Regional Sales Manager of South region out of Madras (now Chennai), in 1993 he moved to Dubai, UAE. Here he established and managed one of the first ERP companies of UAE in collaboration with a well known local group.
The company was involved in sales and implemention of International ERP systems in major multinational and local firms as well as developed its own mid range ERP product. He posseses extensive experience of sales and overall project management of Vertical Industry IT Solutions in the Retail & Distribution, Healthcare, Hospitality and Money Exchange industries. At Vicisoft, SP will be responsible for International sales for its ERP and DMS product suites and will be responsible for establish new sales channels. Built on state-of-the-art technologies with user-centric focus, these solutions provide rich features that are extremely useful and easily usable.In recognition of the need for some clients, ViciDocs Suite also comprises of a unique Service Offering where the DMS implementation and associated services like digitization, archival and indexing are bundled in the offering. The Ready-To-Deploy Products/Services in ViciDocs Suite are:
DOCRETRIEVER
DOCRETRIEVER is an indexing and search engine which enables users to search for documents on a CD without needing to install software on the PC. DOCRETRIEVER has two parts: The indexing engine which creates the searchable index out of the content of the CD. This index needs to be loaded on the CD before distribution 2) The search software which is loaded on the CDs to allow users to search through the content. Any textual content in the form of HTML, WORD, Excel, PDF, PowerPoint etc. can be searched upon using DOCRETRIEVER Search interface can be customized Words searched for are highlighted and linked to other documents containing the same word thus allowing for easy navigation for user ViciDocs provides the ability to create multiple folders and subfolders with virtually no limitation on the number of levels. More importantly the properties or attributes of a folder like security, meta data etc., can be made to percolate to all subfolders and documents in the folders and subfolders.
Capture Client module of ViciDocs Enterprise has the capability to directly capture images from scanners and users can also edit the page settings, resolution etc. Capture Client module can scan in documents from any Twain compatible scanner. ViciDocs Enterprise is fully compliant with this requirement. The software allocates unique barcodes for folders defined and the same can be used for automatic routing of documents. ViciDocs Enterprise has the ability to collate multiple scanned documents. Using the Capture Client module of ViciDocs Enterprise the user can take the barcode printouts of "Start Document" and "End Document" and use these as separators for documents with multiple pages. ViciDocs Enterprise allows the storage of around 150 different file formats. Documents belonging to any of these file formats can be imported directly into the repository. Not just that, the ASCII content from all these formats can be extracted thus allowing the creation of full text index for all these document formats. ViciDocs Enterprise permits elaborate security settings definition at individual user level as well as user group level. ViciDocs supports multiple permissions like Search, ReadOnly, Write, Delete, Full Access, Owner permissions etc., ViciDocs Enterprise allows the creation of custom data type definitions, where in each meta data type can have multiple variable number of fields.
Users can set a specific data type for a document and fill in the corresponding fields. The index field can also be specified to be numeric, character etc. so that data is validated and range searches are possible. ViciDocs Enterprise has the provision for automatic creation of full text index using the content of the documents. It comes with an inbuilt text Retriever engine, which can extract text from non-image formats. It also integrates Abbyy FineReader for extracting the ASCII content from the image formats. Both color as well as black and white images are supported. ViciDocs also comes with an inbuilt Indexing engine, with which the ASCII content from various documents can be indexed, thus allowing full text search on the content of the documents. ViciDocs Enterprise supports automatic full text indexing as well as extraction of specific data from documents based on pre-defined templates for population of index fields.ViciDocs Enterprise allows the creation of multiple indices for different folders or repositories. Based on the configuration, whenever a document is stored in a folder/repository, the appropriate index gets updated. This allows the searches to be performed on the required index, thus allowing faster search and retrieval.
ViciDocs Enterprise supports document linking, where in links can be provided on the top as well as in the bottom of the documents, thus enabling navigation across related documents. ViciDocs Enterprise provides browser based search and retrieval features. Access to this interface is also password-controlled. ViciDocs Enterprise supports meta data search, where in the users can search for documents by entering the required data in the fields. ViciDocs Enterprise provides full text search for searching across the content of the documents. ViciDocs Enterprise provides various types of searches like Word Search, Phrase search, Fuzzy search, Word Stemming, Proximity search, Boolean search etc, ViciDocs Enterprise provides the display of the path of the document with links to the text content as well as to the original format with relevancy. Users can sort on the relevancy or on the path of the documents. Also, the number of hits to be displayed in a single page in the browser is also user customizable. ViciDocs Enterprise supports the highlighting of the text around the search term. When user performs a search for a word or a phrase, in the search results text around the search term from the documents will be displayed so that the user can get a feel of the document before deciding to open the actual document.
Capture Client module of ViciDocs Enterprise has the capability to directly capture images from scanners and users can also edit the page settings, resolution etc. Capture Client module can scan in documents from any Twain compatible scanner. ViciDocs Enterprise is fully compliant with this requirement. The software allocates unique barcodes for folders defined and the same can be used for automatic routing of documents. ViciDocs Enterprise has the ability to collate multiple scanned documents. Using the Capture Client module of ViciDocs Enterprise the user can take the barcode printouts of "Start Document" and "End Document" and use these as separators for documents with multiple pages. ViciDocs Enterprise allows the storage of around 150 different file formats. Documents belonging to any of these file formats can be imported directly into the repository. Not just that, the ASCII content from all these formats can be extracted thus allowing the creation of full text index for all these document formats. ViciDocs Enterprise permits elaborate security settings definition at individual user level as well as user group level. ViciDocs supports multiple permissions like Search, ReadOnly, Write, Delete, Full Access, Owner permissions etc., ViciDocs Enterprise allows the creation of custom data type definitions, where in each meta data type can have multiple variable number of fields.
Users can set a specific data type for a document and fill in the corresponding fields. The index field can also be specified to be numeric, character etc. so that data is validated and range searches are possible. ViciDocs Enterprise has the provision for automatic creation of full text index using the content of the documents. It comes with an inbuilt text Retriever engine, which can extract text from non-image formats. It also integrates Abbyy FineReader for extracting the ASCII content from the image formats. Both color as well as black and white images are supported. ViciDocs also comes with an inbuilt Indexing engine, with which the ASCII content from various documents can be indexed, thus allowing full text search on the content of the documents. ViciDocs Enterprise supports automatic full text indexing as well as extraction of specific data from documents based on pre-defined templates for population of index fields.ViciDocs Enterprise allows the creation of multiple indices for different folders or repositories. Based on the configuration, whenever a document is stored in a folder/repository, the appropriate index gets updated. This allows the searches to be performed on the required index, thus allowing faster search and retrieval.
ViciDocs Enterprise supports document linking, where in links can be provided on the top as well as in the bottom of the documents, thus enabling navigation across related documents. ViciDocs Enterprise provides browser based search and retrieval features. Access to this interface is also password-controlled. ViciDocs Enterprise supports meta data search, where in the users can search for documents by entering the required data in the fields. ViciDocs Enterprise provides full text search for searching across the content of the documents. ViciDocs Enterprise provides various types of searches like Word Search, Phrase search, Fuzzy search, Word Stemming, Proximity search, Boolean search etc, ViciDocs Enterprise provides the display of the path of the document with links to the text content as well as to the original format with relevancy. Users can sort on the relevancy or on the path of the documents. Also, the number of hits to be displayed in a single page in the browser is also user customizable. ViciDocs Enterprise supports the highlighting of the text around the search term. When user performs a search for a word or a phrase, in the search results text around the search term from the documents will be displayed so that the user can get a feel of the document before deciding to open the actual document.
Subscribe to:
Posts (Atom)